WOW! BoA CLI

[Anonymous]

I just logged in to do my daily AA paranoia check of all my accounts, and had to do a double-take. I got a 3k CLI from BoA to hit 10k! UNSOLICITED! This credit gardening is really starting to pay off!

So, here's the rundown for the interested:

• On average I charge 2 to 3k per month and PIF. I NEVER carry a balance.
• I use the card a LOT- almost daily.
• It's my 'every day' card that I use for gas, groceries, cell phone, insurance, clothes, etc...
• I make two payments per month (one just before the due date to guarantee no finance charges for the next month & one just before the statement close date to get a zero balance to report)
• I have checking, savings, and CD accounts with BoA
• My FICO scores are hanging steady in the low-to-mid 700s

[Itsmeagain]

Congrats !!! . . . How long since your last unsolicited CLI?  Or have you ever had one before?

[llecs]

WTG!

[Anonymous]

My last unsolicited CLI was in January, right around the annual anniversary for getting that card.

---

@Itsmeagain wrote:
Congrats !!! . . . How long since your last unsolicited CLI?  Or have you ever had one before?

---

[wndrwmn78]

Congrats!!! That must feel really good.

[Anonymous]

---

@Anonymous wrote:

I just logged in to do my daily AA paranoia check of all my accounts

---

LOL Congrats on the cli....

[sycotik]

I just hit the CLI button on the BOA homepage.  It went from 2.5k to 5k.  It was a soft pull as well.  Congrats on getting to 5 figures also.

[score_building]

WTG!  congrats!

[Karatz]

---

@Anonymous wrote:

I just logged in to do my daily AA paranoia check of all my accounts, and had to do a double-take. I got a 3k CLI from BoA to hit 10k! UNSOLICITED! This credit gardening is really starting to pay off!

So, here's the rundown for the interested:

• On average I charge 2 to 3k per month and PIF. I NEVER carry a balance.
• I use the card a LOT- almost daily.
• It's my 'every day' card that I use for gas, groceries, cell phone, insurance, clothes, etc...
• I make two payments per month (one just before the due date to guarantee no finance charges for the next month & one just before the statement close date to get a zero balance to report)
• I have checking, savings, and CD accounts with BoA
• My FICO scores are hanging steady in the low-to-mid 700s

---

I also make that 1st payment just in case I forget or can't make the 2nd one.