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Maybe the direct deposit is a credit criteria that can vary, just like interest rates. They can approve.... or approve with contingency such as direct deposit?
Maybe the direct deposit is a credit criteria that can vary, just like interest rates. They can approve.... or approve with contingency such as direct deposit?
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@Anonymous wrote:Maybe the direct deposit is a credit criteria that can vary, just like interest rates. They can approve.... or approve with contingency such as direct deposit?
I was approved for 5K nRewards card this month and was only required to provide last 2 paystubs along with proof of address. No mention of DD prerequisite.
I've had my cards (MC & Visa) for over a year each with no DD requirement at the time. I don't have the option for DD since I don't get paychecks but commission checks which always vary. Have never missed a payment, never OD my checking, etc - so they should be able to see I am financially responsible - besides I REALLY don't need any more revolving credit credit - which is what I told myself with the HSBC offer received yesterday - NOT NEEDED, thanks but no thanks. CLIs would be a nice 'well done' but really not neded.
NFCU and USAA will both have shots at my new mortgage in 2 years and my car loan in 4 but other than that I am set until the day I die.