Okay, I posted last week about being denied a Wamu.. they said I had a closed acc that was in bad standing which was totally false. I called them on 4/4 for a recon and to tell them the old providian acc was closed do to inactivity and was in good standing, she verified and agreed and then sent my app down to the credit dept for further review and gave me the old 7-10 day.. well I just got todays mail and I see an envelope from WaMu: Welcome, it's nice to see you again... Open it up: You have been approved for a WaMu platinum m/c cl 3k..........Yes! I am a happy camper and to everyone who gets the 7-10 day..it does not always mean a denial!