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So let me just say i only had this card for about 2 months and it had a 29 dollar fee .
Anyways i said why not give them a call and see if i can have the fee waived? So i called and told the representative that I was just on the phone with somebody discussing about closing my account and she offered to waive the fee for me when the phone disconnected. She replied im sorry for that put me on hold for a minute or two and came back saying alright i will credit your account 29 dollars for the annual fee you should see it in 1-2 business days...Anyways thought i should share! lol