Wal-Mart Credit Card

[chan85]

I was wondering if anyone knows if you are able to use the Wal-Mart GEMB credit card at Sam's Club?? Also are they generous with CLI? I just applied and got a $600 CL, same as the JcPenney card I opened a few months ago. My 4th statement cuts tonight I think, so I will try for an increase tomorrow. Just wonder if the Wal-Mart card will grow with me too.

[Anonymous]

I started at $600 in January 2009. Since then, I've requested increases and gotten $750 and $900. Most recently, I got $1250 and they bumped it to $2500 within a week (without me requesting it). My JCP went from $600, to $750, to $1800.

Not sure if they take the WM card at Sams', but I would guess they probably do.

Good luck!

[junior88]

Yes, they do take it at Sam's Club. I used mine there all the time before I got my Discover Card.

[Chaos122]

Yeah, as someone else mentioned, It is indeed accepted at Sams Club.  Also they are very generous with CLI's.. Also if you get approved for one of  gemb's cards its  likely that you can get another one, i got 2 in the same week.  i have 4 all together.  I love them, i pay in full every month and never had any problems with them,

Good luck to you

[JonStur]

Yes they are accepted at Sam's but you still have to have a membership there..if you use your card frequently and make your payments on time they are quite generous with their CLI's..

[Anonymous]

My gf has the discover version. The credit line started at 1000, it was then increased to 4000. She just requested another increase and shes at 8000 right now. Thats prime numbers to me... I think its because her american express was increased to 6k after her walmart got increased for the first time. I'm thinking walmart likes her and wants to be her top card. Each time she gets a credit line higher than the walmart card, walmart gives her a higher limit again.

[Anonymous]

Hi kolomona & welcome to the myFICO forums!

I noticed you seem to be having some trouble posting. It's possible to edit your own post if you have posted an incomplete message. To edit your post, go to the post. To the right you'll see "Options." Click on "Options" and select "Edit Message" from the drop-down menu.  If you need any help with anything, let us know.  Thanks for your contribution to the FICO Forums!

[devastatah]

Out of curiousity how long are you waiting before requesting the CLI? with your 4th statement being cut does that mean you requested a CLI after just 4months? I thought suggested timeframe was 6/12 months?  I have a Walmart Store card and pay off in full every month. Was worth it to me for the FICO score alone.... Please let us know how that goes...

[chan85]

With GE you can request every 4 months