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Couple of question for you experts. So I am interested in getting the Wal Mart store card because I do shop there every week for my groceries but I am wondering if when applying is it a soft or hard pull because I don't want to waste a hard pull for it because I already have six and in Aug I will be joining DCU and applying for a car loan so that will be 2 hard pulls right there and trying to keep it under ten. Took me a long time to get it down for longest time when I was young and didn't know better I had like 18-20 inquries on there all the time I have smarten up since them HAHAHA. The other question I filed BK last year was discharged 10/13 I did include a GEMB JCP card for like 300-400 dollars so am I going to be black listed with them or will they show me a little love HAHAHA!! Well thanks again for all of yor input and expertise!
It's an hp
Thank-you!! Glad that I asked because I don't want to wast any more HP! I just have to have patience and garden with the two cards that I have!
@Whitneyy wrote:
@mongstradamus wrote:It's an hp
Do you know from which bureaus?
Mine was a hard pull on TU.
@vtguy25 wrote:Couple of question for you experts. So I am interested in getting the Wal Mart store card because I do shop there every week for my groceries but I am wondering if when applying is it a soft or hard pull because I don't want to waste a hard pull for it because I already have six and in Aug I will be joining DCU and applying for a car loan so that will be 2 hard pulls right there and trying to keep it under ten. Took me a long time to get it down for longest time when I was young and didn't know better I had like 18-20 inquries on there all the time I have smarten up since them HAHAHA. The other question I filed BK last year was discharged 10/13 I did include a GEMB JCP card for like 300-400 dollars so am I going to be black listed with them or will they show me a little love HAHAHA!! Well thanks again for all of yor input and expertise!
GE cards pull TU. GE will not blacklist, but tend to prefer people who are at least 24 months out of BK. However, some members get back in earlier and some have more difficulty...definitely YMMV.
(edit for clarity)