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OK so I just got the WalMart Store card in Feb. and have been patiently waiting for month four to hit the love button. Just logged in to see if purchases I made this weekend had posted as i usually pay within a few days of posting. Noticed that they auto-CLI'd me today from 600 to 700. Now I have not been making any big purchases because of the low limit and was hoping for more so I could take advantage of the special financing on a couple big ticket items. My question is, can I still hit the LUV Button and hope for more? And if not, will they consider a larger CLI if I call (and would it be a HP or SP) ?
@PCMedic wrote:OK so I just got the WalMart Store card in Feb. and have been patiently waiting for month four to hit the love button. Just logged in to see if purchases I made this weekend had posted as i usually pay within a few days of posting. Noticed that they auto-CLI'd me today from 600 to 700. Now I have not been making any big purchases because of the low limit and was hoping for more so I could take advantage of the special financing on a couple big ticket items. My question is, can I still hit the LUV Button and hope for more? And if not, will they consider a larger CLI if I call (and would it be a HP or SP) ?
GE CLIs are SPs
Congrats on the auto CLI!
Yes you can hit the Luv Button! But don't get carried away with it.
How is your credit score? And do you have other accounts?
Congrats!!!
@PCMedic wrote:OK so I just got the WalMart Store card in Feb. and have been patiently waiting for month four to hit the love button. Just logged in to see if purchases I made this weekend had posted as i usually pay within a few days of posting. Noticed that they auto-CLI'd me today from 600 to 700. Now I have not been making any big purchases because of the low limit and was hoping for more so I could take advantage of the special financing on a couple big ticket items. My question is, can I still hit the LUV Button and hope for more? And if not, will they consider a larger CLI if I call (and would it be a HP or SP) ?
I believe you are always better off calling Credit Solutions, but the luv button is always an option. IMO a call would bring better results. Good luck!
EXPRESS ... to anser your questions (and more)
Added signature line to show other accounts as well as scores (I know ...FAKO's)
All accounts but the Barclays currently have '0' balances and have been that way since December 12. I do rotate a small charge on each every couple months, but then pay in full before statement cuts and have been this since December as well. Exception is the Walmart card which has 155 balance from a purchase a few days ago, but is still in 'PENDING' so can not make the payment yet. Util is currently at 12% . AAoA is 8.7
BK7 Discharge 1/07 purchased new vehicle 1/07 (2 weeks after discharge) and made final payment 1/13 then used as trade-in for new vehicle which is now financed through TD Auto Finance at 2.5%. No late payments or other baddies since BK.
Pulled all three CR's in Feb and have 4 Inquiries (2 from recent auto purchase) and two from 2/13 which I am trying to keep down as like everyone else I have a bad itch for the Discover IT !!
CONGRATS!! Walmart denied me but Amazon approved me for $600 yesterday