cancel
Showing results for 
Search instead for 
Did you mean: 

Walmart Capital One Rewards changing to Quicksilver!

tag
betax
New Contributor

Re: Walmart Capital One Rewards changing to Quicksilver!

I also got the letter that my store only Walmart card is being converted to th QS card. Well it is better then it being closed and I can now use the card elsewhere and likely keep the years of history reporting to the credit reports.

Message 31 of 176
IsambardPrince
Established Contributor

Re: Walmart Capital One Rewards changing to Quicksilver!


@rgninja wrote:

I got my letter today confirming it's a switch to a QS card starting Sept 5th. It looks like it's the standard reward of 1.5%, and you get to keep any rewards you haven't used yet. The interest rate for me, at least is 32.24%, which I think was the standard one for the Walmart card. I guess I will have another QS card to sock drawer because I could never get CapOne to budge on any type of cli. 


Do what I did with an old converted Platinum. Combine and close. Drain the available credit limit out of the converted Walmart card when it becomes a Quicksilver and move it all to the account you want to use, then close the old Walmart card.

 

I got a CLI on my SavorOne because the QuickSilver I just got was too new to do anything with, then I moved the available credit to the SavorOne from the old Quicksilver.

 

When the new Quicksilver is 6 months old, I'll request a CLI on it and then move the $2500 I added to the SavorOne over to the new Quicksilver.

 

I'd like to see the credit limit on the new Quicksilver bump up to the $15,000 ballpark instead of the $10,000 they issued it at, but even what they gave me is a huge increase from where I was on the bucket card.

 

So long story short. Just combine and close. I don't think there's any other value for a QS at over 32-33% interest. Eww.

Message 32 of 176
GZG
Valued Contributor

Re: Walmart Capital One Rewards changing to Quicksilver!

image.png

 

going to be sad if this design is just placeholder or only limited to walmart PC's 

Starting FICO 8:
Current FICO 8:


0/6, 3/12, 10/24
Message 33 of 176
chhull00
Frequent Contributor

Re: Walmart Capital One Rewards changing to Quicksilver!

Looks like i will be canceling that then, dont like capital one in first place only reason i had one  was because Walmat switched before.

;






Message 34 of 176
Waldemar
Contributor

Re: Walmart Capital One Rewards changing to Quicksilver!

@IsambardPrince that is exactly what I also plan to do!

Credit Cards

Amazon Prime Store Card: $10,000 | Apple Card MC: $3,500 | BCU Cash Rewards Visa Signature: $25,000 | BCU Travel Rewards Visa Signature: $10,000 | Bread Cashback AmEx: $12,000 | Bread Rewards AmEx: $7,650 | Capital One Kohls Visa Signature: $3,600 | Capital One Quicksilver WEMC: $3,000 | Capital One SavorOne WEMC: $17,750 | Capital One VentureOne WEMC: $3,100 | Express Credit Card: $4,050 | Famous Footwear Credit Card: $650 | FNBO Platinum Visa: $950 | Helzberg Diamonds Card: $3,000 | IKEA Projekt Credit Card: $6,100 | Macy’s Amex $1,500 | PayPal Cashback WMC: $15,000 | Sam’s Club Plus WEMC: $10,000 | Suncoast CU Rewards Platinum Visa: $10,000 | Target RedCard: $1,200 | Toyota Rewards Credit Card: $10,000 | Toyota Rewards Visa Signature: $7,500 | Truist Enjoy Cash Visa Signature: $5,000 | US Bank Cash+ Secured Visa: $500 | US Bank Platinum Secured Visa: $500 | WF One Key+ WEMC $9,000

BCU Unsecured LOC 5k | PenFed OD LOC 300

BCU Auto Loan $20,035.00

Rebuilding since June 2021.
Message 35 of 176
DanteJuan95
New Contributor

Re: Walmart Capital One Rewards changing to Quicksilver!


@GZG wrote:

image.png

 

going to be sad if this design is just placeholder or only limited to walmart PC's 


 I view it as a placeholder image rather than seeing as a seperate entity to other QSs. It would've be better if they gave it a new name rather than having ties to other QSs that everyone applies manually.

 

 



AAOA: 1y1m/1y8m





Message 36 of 176
GZG
Valued Contributor

Re: Walmart Capital One Rewards changing to Quicksilver!


@DanteJuan95 wrote:

@GZG wrote:

image.png

 

going to be sad if this design is just placeholder or only limited to walmart PC's 


 I view it as a placeholder image rather than seeing as a seperate entity to other QSs. It would've be better if they gave it a new name rather than having ties to other QSs that everyone applies manually.

 

 


just feels weird to use a placeholder when they could literally just use the image of the quicksilver

Starting FICO 8:
Current FICO 8:


0/6, 3/12, 10/24
Message 37 of 176
DanteJuan95
New Contributor

Re: Walmart Capital One Rewards changing to Quicksilver!

.


AAOA: 1y1m/1y8m





Message 38 of 176
DanteJuan95
New Contributor

Re: Walmart Capital One Rewards changing to Quicksilver!


@chhull00 wrote:

Looks like i will be canceling that then, dont like capital one in first place only reason i had one  was because Walmat switched before.


 

Just be lucky that you still managed to have a good amount  of limit so far for a walmart card, which others including me, don't have. Smiley Indifferent


 



AAOA: 1y1m/1y8m





Message 39 of 176
rgninja
Established Member

Re: Walmart Capital One Rewards changing to Quicksilver!


@DanteJuan95 wrote:

@chhull00 wrote:

Looks like i will be canceling that then, dont like capital one in first place only reason i had one  was because Walmat switched before.


 

Just be lucky that you still managed to have a good amount  of limit so far for a walmart card, which others including me, don't have. Smiley Indifferent


 


With all of the $300 limits CapOne handed out on these cards, I wonder if they will ever see any type of cli or will they be stuck with maybe a $100 cli once in a blue moon?


Moving away from big banks and building my credit union relationships
Message 40 of 176
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.