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I've been testing the cash back option of my new Walmart card when I make purchases. I've taken $60.00 twice and chose that option again during tonight's purchase. The items went through but the cash back was declined. I wonder if they have a max amount or max % of the credit limit monthly?
yea its $200.00. i found out the same way you did lol. i was using the cash back feature instead of making trips to the bank or atm but i didnt know it had such a low limit. The only way i found out was by calling GE becuase it didnt state that i had a cash limit anywhere on the paperwork
@kevinjjc wrote:
FYI, my credit limit is 10k on my Walmart Discover card.
I was going to suggest maybe having a higher CL would result in a higher cash back limit but this has disproven my theory
Maybe if you call and sweet talk them they'll up it.
@jsucool76 wrote:
@kevinjjc wrote:
FYI, my credit limit is 10k on my Walmart Discover card.I was going to suggest maybe having a higher CL would result in a higher cash back limit but this has disproven my theory
Maybe if you call and sweet talk them they'll up it.
i tried lol, the rep kept telling me that the Cash adv. Limit is based on your current overall CL but obviously not.
@kevinjjc wrote:
FYI, my credit limit is 10k on my Walmart Discover card.
Hum... after reading that you have a $200. limit on a $10k card I decided to give them a call. My CL is $600.00 and I was told that my monthly cash limit is $120.00. I questioned what the limit is based on and she said that it's a percentage of the CL. Comes out to 20% for me. It doesn't seem to be like that for everyone. Or maybe based on a percentage of the CL up to $200.00?
Did some research, if you look at your statements in pdf form you can see CL and cash back limits. here are mine over the last 9 months.
CL $1700
Cash back limit $200
a few months back I had
CL $1000
Cash back limit $180
and further back
CL $900
Cash Back limit $180
I think the highest is probably only $200.00 for the walmart card cash withdrawal, my limit is only $200.00 for cash withdrawal and my total cl with my regular walmart card is $5,700.00. I have a sams discover card and I have to check on that card to see the cash withdrawal monthly on that one??