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Walmart Discover soon to be MC

tag
CS800
Super Contributor

Walmart Discover soon to be MC

Not sure if this has been discussed here but I learn that Wally will be phasing out the Discover and offering the MasterCard version of their card now.




Message 1 of 18
17 REPLIES 17
coldnmn
Mega Contributor

Re: Walmart Discover soon to be MC

If I remember right the switch for current card members take place August 22

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 18
mongstradamus
Super Contributor

Re: Walmart Discover soon to be MC

i am sad the new wally mc isn't as awesome as the sams club version , i would actually take an new TL for that new mc card if it were the same as sams club one 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 3 of 18
CreditUnionFan
Valued Contributor

Re: Walmart Discover soon to be MC


@mongstradamus wrote:

i am sad the new wally mc isn't as awesome as the sams club version , i would actually take an new TL for that new mc card if it were the same as sams club one 


Yep, I got my statement, and the new MC is only going to have 1% rewards, not as good as the tiers on the Sams MC.

 

I almost wish I could just swap out my Sams-only card for the Sams MC, and my Walmart Discover for the Wamlart store. (sigh)

I was going to garden... Honest!
Message 4 of 18
coldnmn
Mega Contributor

Re: Walmart Discover soon to be MC


@CreditUnionFan wrote:

@mongstradamus wrote:

i am sad the new wally mc isn't as awesome as the sams club version , i would actually take an new TL for that new mc card if it were the same as sams club one 


Yep, I got my statement, and the new MC is only going to have 1% rewards, not as good as the tiers on the Sams MC.

 

I almost wish I could just swap out my Sams-only card for the Sams MC, and my Walmart Discover for the Wamlart store. (sigh)


At least it's going to be better than the .25% tiered to 1% Discover card. It starts at 1%.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 18
mongstradamus
Super Contributor

Re: Walmart Discover soon to be MC


@coldnmn wrote:

@CreditUnionFan wrote:

@mongstradamus wrote:

i am sad the new wally mc isn't as awesome as the sams club version , i would actually take an new TL for that new mc card if it were the same as sams club one 


Yep, I got my statement, and the new MC is only going to have 1% rewards, not as good as the tiers on the Sams MC.

 

I almost wish I could just swap out my Sams-only card for the Sams MC, and my Walmart Discover for the Wamlart store. (sigh)


At least it's going to be better than the .25% tiered to 1% Discover card. It starts at 1%.


I think it would be last card in my wallet I would use lol . no reason I wouldn't use my CSP instead of Walmart mc/discover 😁



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 6 of 18
wacdenney
Valued Contributor

Re: Walmart Discover soon to be MC

I wonder if there will be any effort made to move more people from the store card to the new MC version.  Perhaps as part of the launch or as a promotion.

Message 7 of 18
mongstradamus
Super Contributor

Re: Walmart Discover soon to be MC


@wacdenney wrote:

I wonder if there will be any effort made to move more people from the store card to the new MC version.  Perhaps as part of the launch or as a promotion.


I know most people's situations will be different but for an 1% card i probably wont switch over, which will cost me a new TL, that could potentially mess up my AAOA. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 8 of 18
wacdenney
Valued Contributor

Re: Walmart Discover soon to be MC


@mongstradamus wrote:

@wacdenney wrote:

I wonder if there will be any effort made to move more people from the store card to the new MC version.  Perhaps as part of the launch or as a promotion.


I know most people's situations will be different but for an 1% card i probably wont switch over, which will cost me a new TL, that could potentially mess up my AAOA. 


Good point.  I wonder if the new trade line policy will remain the same?  I also wonder if the closed account is listed as closed at consumers request or closed by grantor?

Message 9 of 18
mongstradamus
Super Contributor

Re: Walmart Discover soon to be MC


@wacdenney wrote:

@mongstradamus wrote:

@wacdenney wrote:

I wonder if there will be any effort made to move more people from the store card to the new MC version.  Perhaps as part of the launch or as a promotion.


I know most people's situations will be different but for an 1% card i probably wont switch over, which will cost me a new TL, that could potentially mess up my AAOA. 


Good point.  I wonder if the new trade line policy will remain the same?  I also wonder if the closed account is listed as closed at consumers request or closed by grantor?


That i don't know, but a new TL for that card would be a no go for me, especially since i wouldn't ever use it at walmart. Probably would be freedom for the UR points or qs/fid amex for the 1.5%+ cashback. Its just not for me :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 10 of 18
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