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Walmart FICO UP!

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7PM789
Frequent Contributor
‎07-11-2013 11:05 PM
‎07-11-2013 11:05 PM

Re: Walmart FICO UP!

Dropped two points from 786 to 784. . .
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Message 31 of 70
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goosedog
Regular Contributor
‎07-11-2013 11:40 PM
‎07-11-2013 11:40 PM

Re: Walmart FICO UP!

down 6 points. UTIL went from 15 to 19%. Will have all cards paid off by the next update except my car credit (will have a 360 out of a 1k credit limit). Plus i got a secured loan for 750 and a new US BANK secured card for 700$ so hopefully that bumps me up a bit and waiting for some collection accounts to fall off that were disputed.

Message 32 of 70
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SportBike4Life
Regular Contributor
‎07-11-2013 11:42 PM
‎07-11-2013 11:42 PM

Re: Walmart FICO UP!

up 13 points from 717 to 730 Smiley Happy

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now Smiley Wink
Message 33 of 70
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Dubious
Frequent Contributor
‎07-11-2013 11:51 PM
‎07-11-2013 11:51 PM

Re: Walmart FICO UP!

I'm jealous of everyone with those big jumps!

 

Since I've gotten the card my score has gone from 727 to 726 to 728. I was watching an ant today move faster than that. 

Message 34 of 70
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09Lexie
Moderator Emerita
‎07-11-2013 11:55 PM
‎07-11-2013 11:55 PM

Re: Walmart FICO UP!

@Dubious

Smiley LOL

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads
Message 35 of 70
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oscar_actuary
Frequent Contributor
‎07-12-2013 12:28 AM
‎07-12-2013 12:28 AM

Re: Walmart FICO UP!

up 3 pts to 738

 

One reason listed that was holding down my score was AAOA related, replacing something about Utilization last time.  Not sure when new cards report, but I still have 3 that had not cut a their first statement as of Jul-2.  I am surprised it held up but that's probably a short term mirage.  But figuring out this scoring is beyond me

 

FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k

Message 36 of 70
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Globalgirl
Valued Member
‎07-12-2013 02:49 AM
‎07-12-2013 02:49 AM

Re: Walmart FICO UP!

I'm down 10 points to 673. I'm sure it's because of my new account with Chase. I wonder if I'll lose 10 points next month when Discover reports?
Equifax: 6/2013 (647) / 10/2013 (647) / 11/13 (654) / 6/05/14 (725)
Experian: 6/2013 (673) / 10/2013 (684) / 12/12/13 (692)
TU Walmart: 6/2013 (683) / 10/2013 (693) / 01/2014 (704) / 06/05/14 (705)
Goal Score: 700 across the board


Message 37 of 70
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Mellon
Established Contributor
‎07-12-2013 04:55 AM
‎07-12-2013 04:55 AM

Re: Walmart FICO UP!

+9 to 693......getting closer to 700

Message 38 of 70
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RockinRay
Valued Contributor
‎07-12-2013 05:00 AM
‎07-12-2013 05:00 AM

Re: Walmart FICO UP!

Up from 817 to 825 this month.

Ray

** Every Card has a Job, and Every Card does its Job **
Message 39 of 70
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pt310
Frequent Contributor
‎07-12-2013 05:18 AM
‎07-12-2013 05:18 AM

Re: Walmart FICO UP!

Wow! I got a 50 point bump, from 717 to 767!  Smiley Surprised

 

<Happy Dance!!>

 

 

Message 40 of 70
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