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Walmart FICO

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westo12
Established Contributor

Re: Walmart FICO

I didn't realize (as someone mentioned above) that this could be considered abuse. I had problems last month where I waited until the END of Jan for notification that my score was updated which never came. Come to find out, they'd been updated since the 3rd. I would think if they didn't want you to use either link, they'd disable it. Just my 2 cents.
Chap7 discharge 07/2015
Fico 5/1/19: TR:650(73% util)
Cap1(Plat+QS) 3500+4500/Merrick 1600/Express 4100/Overstock 4900.
Message 31 of 50
westo12
Established Contributor

Re: Walmart FICO

But if a mod wants to delete this thread, please feel free to do so.
Chap7 discharge 07/2015
Fico 5/1/19: TR:650(73% util)
Cap1(Plat+QS) 3500+4500/Merrick 1600/Express 4100/Overstock 4900.
Message 32 of 50
Shogun
Moderator Emeritus

Re: Walmart FICO

This topic is currently being reviewed by the mods.  I see it now as a glitch in the system, however if it is being used as a backdoor method then there will likely be repurcussions from GE concerning this.  

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 33 of 50
Hightechredneck
Frequent Contributor

Re: Walmart FICO

I have had to do that 3 times already, very strange. Good news though, my score went up!

Message 34 of 50
Anonymous
Not applicable

Re: Walmart FICO

When I click on the link it still shows my score from last month so I'm assuming it just hasn't updated yet. 

Message 35 of 50
Ravensfan2001
Established Contributor

Re: Walmart FICO


@westo12 wrote:

I had to re-enroll in the program to get this months FICO (+30 from last month thank you very much! lol) , anyone else have to do that? And I also lost the history in that graph that they provide as well.  Weird.


I had to re-enroll at least 3 times this month.


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 36 of 50
Einjag
New Member

Re: Walmart FICO

My score was updated on Feb 4, I havnt had to re-enroll. Card has been open since Nov'12.


Starting Score: EQ 676(myFICO) TU 686(Lender Pull) EX 692
Current Score: EQ 676(myFICO) TU 686(Lender Pull) EX 692
Goal Score: ALL 750+

Take the myFICO Fitness Challenge

Message 37 of 50
Rhaeny
Valued Contributor

Re: Walmart FICO


@SpeedingWheels wrote:

I wonder if you could use that as a daily pull? 

I just refreshed by going through the acct services menu and I'm up 36 pts to 711... I was expecting a jump but thats more then I was even hoping for!


Daily pull?  Well now if enough people did this and abused the system, we could ALL lose the free service.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 38 of 50
fltn
Frequent Contributor

Re: Walmart FICO

You do have to re-enroll everytime, not just everyday you log in. At least I do.

But, if after you en-roll, see your score, then return to accout summary, then click on get fico "you will not have to enroll again since you did not log out", your history is there.

I thought I lost my history too when it just showed current score, but I just went back to main page and then right back to view score and all history is intact.

 

From 666 last month to 699 for this month so far!

 

 

Currently "freezing" in the garden!
Message 39 of 50
LS2982
Mega Contributor

Re: Walmart FICO


@westo12 wrote:

I had to re-enroll in the program to get this months FICO (+30 from last month thank you very much! lol) , anyone else have to do that? And I also lost the history in that graph that they provide as well.  Weird.


Yea I had to do that too cost me $5 because my TU report is frozen Smiley Mad

 




EQ FICO 548 3/3/16
Message 40 of 50
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