Walmart Free TU Score

Anonymous · ‎02-21-2013

Thinking about pulling the trigger on a Walmart card for the free monthly score. Is it just a score or is it a credit report? Thanks!

flashevo · ‎02-21-2013

Just the score

NFCU Flagship Sig (24.5k); NFCU CashRewards (24.5k); NFCU NavCheck (15k); Chase Sapphire Preferred (15k) ;Chase Marriott Rewards (14k);US Bank Flex Perks (9k); Barclays Rewards (8k); Chase Freedom (14k); BOA Travel Rewards Sig (20k); BOA Privileges with Cash Rewards Sig (9k); Discover IT (6.5k); Walmart Discover (3k); Wells Fargo Platinum (9.5k); Wells Fargo LOC (10k); Bloomingdales Amex (5k); Macy's Amex (5k); Paypal Extras Mastercard (6k); Bananna Republic Visa (5.5k); Lowes (6k); Sams Club Discover (5k)....In the garden since 8/15/13

icetrap06 · ‎02-21-2013

@Anonymous_pimp_pickle wrote:
Just the score

You could always use Credit Karma to monitor the general items on your report (# Inquiries, Utilization, Accounts Reporting, etc...). The score on Credit Karma is a FAKO, but the information has always been accurate for me. So it may be perfect to match up with the FICO from Walmart...Just a suggestion.

Anonymous · ‎02-21-2013

@icetrap06 wrote:
@Anonymous_pimp_pickle wrote:
Just the score
You could always use Credit Karma to monitor the general items on your report (# Inquiries, Utilization, Accounts Reporting, etc...). The score on Credit Karma is a FAKO, but the information has always been accurate for me. So it may be perfect to match up with the FICO from Walmart...Just a suggestion.

Thanks, that's exactly what I was thinking. Just not sure if I want to take the HP.

Hightechredneck · ‎02-21-2013

My CK and my Walmart scores are light yars apart.

Elcid89 · ‎02-21-2013

@obageegee wrote:
My CK and my Walmart scores are light yars apart.

Ditto. They aren't even close to one another. FAKO is garbage. Just another way to try to extract revenue from consumers.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

flowfaster · ‎02-21-2013

@Elcid89 wrote:
@obageegee wrote:
My CK and my Walmart scores are light yars apart.
Ditto. They aren't even close to one another. FAKO is garbage. Just another way to try to extract revenue from consumers.

Especially because Walmart and CK charge you so much.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson

Elcid89 · ‎02-21-2013

@flowfaster wrote:
@Elcid89 wrote:
@obageegee wrote:
My CK and my Walmart scores are light yars apart.
Ditto. They aren't even close to one another. FAKO is garbage. Just another way to try to extract revenue from consumers.
Especially because Walmart and CK charge you so much.

CK generates ad revenue from your site visits and referral fees when you click through on their handy "suggestions". It's a marketing site.

Remember, if you aren't the customer (and nobody getting something for free is a customer), you're the product.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

clipperskipper · ‎02-21-2013

You can also send for a free report from TU, the other two are free as well, under the FCRA.

sbeasl11 · ‎02-21-2013

I like the Wal-Mart card. I get the TU FICO score each month and they had a great promo going a few months before Christmas. They were giving card members 15 cents off per gallon of gas. I'm not worried about the interest rate because I pay it off each month. Mostly used to fill the car with gas.