Re: Walmart TU scores are updated

jamesdwi · ‎03-09-2012

up 6 points to 720 yeah! just wondering when myfico EQ scorewatch is going to give me some love!

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k

improvingmycredit · ‎03-09-2012

Yeah! Up 9pts to 813. Nice

Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+
Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Guava · ‎03-09-2012

Thanks for the thread! Up 4 points to 742!!

Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean

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arlibguy · ‎03-09-2012

Up 7pts to 737. Woot! Can't wait until BK is off in May.

Starting Score: 10-2011 TU-08 FICO 725 (Walmart) / EQ FICO 683 (MyFICO)
Current Score: 10-2015 TU 780 / EQ 802 / EX 784 [Mortgage app]

irod1277 · ‎03-09-2012

I went up 13 points. I guess paying one cc in full helped a lot. But this site helped the most. Thanks everyone.

bichonmom · ‎03-10-2012

Bummer. Dropped 22 points because of my Navy card reporting a balance this month! At least I know it will bounce back next month.

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

score_building · ‎03-10-2012

741 held back from new inqs for CLI (USAA, AMEX, Alliant- the 1st 2 granted) and cluster of accounts less than 18 months old (NFCU, Walmart Dicover, Pen Fed) Re-opened Walmart cc after closing one a few years ago (prior ro when it offered a free TU '08 monthly.) Second key factor affecting score: The remaining balance on your installment loans is too high-this formula seems to punish more for recent pattern of slow pay on installment loan (SL) though recently paid off a 36 months 5.99 APR signature loan in 4 months.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover

LS2982 · ‎03-10-2012

Up 50 points from 632!!!!! HAPPY DANCE!!!!

(I'd imagine is it at or above 700 because Barclays and another account did not report an update yet!

EQ FICO 548 3/3/16

Booner72 · ‎03-10-2012

Up one point - 650.

DH up 6 points - 653.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720

LS2982 · ‎03-10-2012

@Booner72 wrote:
Up one point - 650.

DH up 6 points - 653.

An increase is an increase anyday! Congrats!

EQ FICO 548 3/3/16

Walmart TU scores are updated

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Walmart TU scores are updated