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Walmart TU scores are updated

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android01
Valued Contributor

Re: Walmart TU scores are updated

Still stuck at 805. 

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 11 of 41
LS2982
Mega Contributor

Re: Walmart TU scores are updated


@android01 wrote:

Still stuck at 805. 


I'd love to be stuck there Smiley Happy




EQ FICO 548 3/3/16
Message 12 of 41
Hammer23
Frequent Contributor

Re: Walmart TU scores are updated

648-661... Hopefully another large increase next month! 

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Message 13 of 41
android01
Valued Contributor

Re: Walmart TU scores are updated


@LS2982 wrote:

@android01 wrote:

Still stuck at 805. 


I'd love to be stuck there Smiley Happy


Keep up your current course of action and you'll be stuck there sooner than you think! Smiley Happy

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 14 of 41
suebee123
Frequent Contributor

Re: Walmart TU scores are updated

Down 3 pts from 690 to 687.   It says I'm making heavy use of available credit????huh???   I have 5% utilization on my open credit cards.  This version must count closed accounts that still have a balance on them?  Anyone know the answer? 

 

 

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Message 15 of 41
MarineVietVet
Moderator Emeritus

Re: Walmart TU scores are updated


@suebee123 wrote:

Down 3 pts from 690 to 687.   It says I'm making heavy use of available credit????huh???   I have 5% utilization on my open credit cards.  This version must count closed accounts that still have a balance on them?  Anyone know the answer? 

 

 


All versions will calculate utilization on closed cards IF both the credit limit and balance are being reported. If either of these is missing then the account is not factored into utilization.

Message 16 of 41
LS2982
Mega Contributor

Re: Walmart TU scores are updated


@MarineVietVet wrote:

@suebee123 wrote:

Down 3 pts from 690 to 687.   It says I'm making heavy use of available credit????huh???   I have 5% utilization on my open credit cards.  This version must count closed accounts that still have a balance on them?  Anyone know the answer? 

 

 


All versions will calculate utilization on closed cards IF both the credit limit and balance are being reported. If either of these is missing then the account is not factored into utilization.


+1




EQ FICO 548 3/3/16
Message 17 of 41
the_jan_b
Established Contributor

Re: Walmart TU scores are updated

 

WTH?!?!  Mine dropped 19 points!!!  No new accounts opened, no apps since Dec '11...I have no idea why my score dropped so much!!  Smiley Sad

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego


Message 18 of 41
TNTransplant
Established Contributor

Re: Walmart TU scores are updated

Mine increased from 692 to 699 - so close to being my first score to break the 700 barrier!

 

Maybe next month?Smiley Mad


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 19 of 41
LS2982
Mega Contributor

Re: Walmart TU scores are updated


@TNTransplant wrote:

Mine increased from 692 to 699 - so close to being my first score to break the 700 barrier!

 

Maybe next month?Smiley Mad


Thats just teasing right there, my EX FAKO did that to me for 2 months, just sat at 699 Smiley Mad




EQ FICO 548 3/3/16
Message 20 of 41
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