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@amercnchopz34 wrote:
Hey guys...have not had an increase in over a year.......closed it down.....only 1.5 years old...hope is does not affect my score that much......just never used it......I know getting my TU is a plus but. Just Dont use it and GE has not been kind to me.......
Did you ask for an increase? I've had mine since 12/09, and they gave me one auto CLI during that time (went from $600 to $800). I initiated a CLI by their automated phone system in January, and they bumped it up to $1200. For the free FICO score (and the periodic increases that I now plan to ask for since learning about GE and their soft pulls), I consider these two good reasons to keep mine.
If you never used it, it's unlikely that they would give you an increase.
Cards like being used and abused, but also being paid on time.
@amercnchopz34 wrote:
Hey guys...have not had an increase in over a year.......closed it down.....only 1.5 years old...hope is does not affect my score that much......just never used it......I know getting my TU is a plus but. Just Dont use it and GE has not been kind to me.......
It won't hurt your score except for the util. But, you are saying the CL was so low anyway, I assume it won't have much of an impact on the util. It will only matter afer 10 years when it falls of our credit report.
Yes I asked...They said no.....they did not seem to care that I was closing....so oh we'll.....
@TNTransplant wrote:
@amercnchopz34 wrote:
Hey guys...have not had an increase in over a year.......closed it down.....only 1.5 years old...hope is does not affect my score that much......just never used it......I know getting my TU is a plus but. Just Dont use it and GE has not been kind to me.......Did you ask for an increase? I've had mine since 12/09, and they gave me one auto CLI during that time (went from $600 to $800). I initiated a CLI by their automated phone system in January, and they bumped it up to $1200. For the free FICO score (and the periodic increases that I now plan to ask for since learning about GE and their soft pulls), I consider these two good reasons to keep mine.
Used it to buy a camera...800.......pif....in 2 months....nothing.....waited 3 months after paid in full...asked ...nope
@laz98 wrote:If you never used it, it's unlikely that they would give you an increase.
@Anonymous wrote:
Why close a no AF card? Why not just SD it?
Thats how I always feel.