Walmart & Sam's Club... Favorite Benefits

[Anonymous]

Ok, so... What are your favorite benefits of having a Walmart/Sam's Club card, if any?

I like the fact that they are inter-operable and I can ask for up to a $100 withdrawl in either store.

[EAJuggalo]

The only reason I got my Walmart card was to get the 0% financing on a new set of tires for my van.  I've used it one other time for a big shopping trip.  Otherwise it's useless to me, there are no Walmart Gas stations to get 2% at and I hate the Walmart website which is the only place that give 3%.

[fltireguy]

I can’t see any benefits at all, for me

[CountryLivin]

I use my cards alot, but there's really not much benefit for me.

[Anonymous]

I haven't received my Sam's Club card yet but I think it doesn't have FTF. A huge plus and probably the best one imo

[Anonymous]

If you cannot qualify for blispay deferred interest option with the Walmart and or Sam's Club is a big one. It's comparing apples to oranges if you think anytime you need a 0% interest rate just to go out and apply for a new bank card as not everyone is in that position and it is not always the wisest thing to do, sure is fun though

[UncleB]

I got my Sam's Club MC for the 3% cash back on restaurants and travel and 5% back on gas. 

I was expecting more promotions... so far the only thing that's come along is promotional financing for mattresses.  I keep thinking they'll eventually have a financing promo for tires but so far they haven't (or if they have, I've not been targeted for it).

That said, it is nice to be able to get cash back at the register... very handy to be able to bypass the ATM. 

[simplynoir]

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@UncleB wrote:

I got my Sam's Club MC for the 3% cash back on restaurants and travel and 5% back on gas. 

I was expecting more promotions... so far the only thing that's come along is promotional financing for mattresses.  I keep thinking they'll eventually have a financing promo for tires but so far they haven't (or if they have, I've not been targeted for it).

That said, it is nice to be able to get cash back at the register... very handy to be able to bypass the ATM. 

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They don't have promotional financing on SC for just the total of the purcahse like Walmart? And yes nowadays the only reason I keep my two cards is for the QuickCash option. No ATM fees and no immediate interest charges is a win-win in my book.

[UncleB]

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@Anonymous wrote:

I haven't received my Sam's Club card yet but I think it doesn't have FTF. A huge plus and probably the best one imo

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Good point! 

It's not a CSR or an Amex Platinum, but it's really not a terrible card to travel with.  No FTF and 3% cash back on hotel and restaurants is actually pretty good! 

[UncleB]

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@simplynoir wrote:

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@UncleB wrote:

I got my Sam's Club MC for the 3% cash back on restaurants and travel and 5% back on gas. 

I was expecting more promotions... so far the only thing that's come along is promotional financing for mattresses.  I keep thinking they'll eventually have a financing promo for tires but so far they haven't (or if they have, I've not been targeted for it).

That said, it is nice to be able to get cash back at the register... very handy to be able to bypass the ATM. 

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They don't have promotional financing on SC for just the total of the purcahse like Walmart? And yes nowadays the only reason I keep my two cards is for the QuickCash option. No ATM fees and no immediate interest charges is a win-win in my book.

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Not that I'm aware of. 

(I would be thrilled to find out I'm mistaken on this.)