Walmart app

[Deltadog03]

Hey everyone, how much time do you need in between apps with Walmart?  30 days?  45?  Thank You!

[gdale6]

I believe its 30 days

[Deltadog03]

ok, thank you!

[angelcred10]

wait... wait wait

you are RE-Applying?

what was reason for denial in the first place? did you Recon?

[Deltadog03]

It would to be to reapply.  They denied me back on 2/14 due to utl on revolv to high.  My util was like 95%.  Its now down at 45% so I was going to try again to see if that did the trick.  

[Creditaddict]

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@Deltadog03 wrote:

It would to be to reapply.  They denied me back on 2/14 due to utl on revolv to high.  My util was like 95%.  Its now down at 45% so I was going to try again to see if that did the trick.  

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not if that TU score of 574 is current!

I would NOT apply for any GE backed card including walmart until you are at a 610 TU or better. Have people gotten approved lower, yes... but you already were denied so make sure next time you get approved when you apply and the best chance of that happening are to be much better not just a drop in util.

[Deltadog03]

Good call, yes its 579 right now, so I will more than likely just wait.  The score will go up once barclays refreshes on my report.  TY!

[toi34]

You need at least a 630+ on TU.