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Walmart approved 2nd time. Pulled different

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creditnocash
Valued Contributor

Re: Walmart approved 2nd time. Pulled different


@maiden_girl wrote:

Does Walmart close accounts due to inactivity? I haven't charged my card and I don't plan to make any charges on it for a while...lol


you can always buy something small online. once every four months. 

 

something you need i mean. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 21 of 27
maiden_girl
Valued Contributor

Re: Walmart approved 2nd time. Pulled different


@creditnocash wrote:

@maiden_girl wrote:

Does Walmart close accounts due to inactivity? I haven't charged my card and I don't plan to make any charges on it for a while...lol


you can always buy something small online. once every four months. 

 

something you need i mean. 


I think I'll do that! I just realized Walmart sells household items online! LOL.

 

As of 2017, rebuilding...
Message 22 of 27
MountainHiker
Established Contributor

Re: Walmart approved 2nd time. Pulled different


@sbeasl11 wrote:

Walmart currently has a great promotion going on if you use your CC to purchase gasoline.

I am looking forward to getting that TU FICO every month also.


Less expensive gasoline is a reason why Walmart would be a good card to have.Very tempting! And there are a couple Walmarts in the Orlando area which sell petrol.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 23 of 27
Tommy5746
Regular Contributor

Re: Walmart approved 2nd time. Pulled different

I will literally buy something as small as a pack of tic tacs to keep my cards active.. Works for both of us.. i have fresh breath which keeps the ladies close and my cards continue to feed my reports positive information Smiley Tongue

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 24 of 27
Shogun
Moderator Emeritus

Re: Walmart approved 2nd time. Pulled different


@maiden_girl wrote:

@LS2982 wrote:

@maiden_girl wrote:

@LS2982 wrote:

@maiden_girl wrote:

Does Walmart close accounts due to inactivity? I haven't charged my card and I don't plan to make any charges on it for a while...lol


GE will close accounts for inactivity. Its always good to make a small charge at least every other month,

 


I guess I can kiss my Amazon and Wally Discover cards goodbye. LOL.

 


Why not use them??? Free history / no AF Smiley Indifferent

 


Currently unemployed. Can't really afford to rack up unnecessary debt until I get rid of my current debt.. Smiley Sad

 


Excellent answer though.  Kudos to you!   I've been there!   Good Luck!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 25 of 27
Tommy5746
Regular Contributor

Re: Walmart approved 2nd time. Pulled different

OH and i almost forgot to give you a well deserved CONGRATS on the approval!! And remember your CLI's!!

 

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 26 of 27
Hightechredneck
Frequent Contributor

Re: Walmart approved 2nd time. Pulled different

Oh sent that to me as well!

Message 27 of 27
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