Yes, especially since my GF discovered she can use it to order groceries online and pick them up. Very convenient and makes shopping much easier on a tight schedule.
SL was $2kish for five minutes. Called in after app and asked for $10k. It's been at $10k since. For the first year it wasn't used much. Now into the second year, this card is used a lot!
I'm thinking of calling in and asking for $15k.
The cash back is no hassle and automatically credited.
SL was $2kish for five minutes. Called in after app and asked for $10k. It's been at $10k since. For the first year it wasn't used much. Now into the second year, this card is used a lot!
I'm thinking of calling in and asking for $15k.
The cash back is no hassle and automatically credited.
@DaveInAZ wrote:
@Gmood1 wrote:
Yes, especially since my GF discovered she can use it to order groceries online and pick them up. Very convenient and makes shopping much easier on a tight schedule.
SL was $2kish for five minutes. Called in after app and asked for $10k. It's been at $10k since. For the first year it wasn't used much. Now into the second year, this card is used a lot!
I'm thinking of calling in and asking for $15k.
The cash back is no hassle and automatically credited.Yes, the cashback is credited at the statement closing. But that's the one thing about the Walmart card, it makes it hard to PIF before the statement, if you do you end up with a credit balance from the cashback credit.
Yeah, never really worried about paying before statements. We just pay by due date. Or allow the auto pay to take care of it.
@Anonymous wrote:
@Anonymous wrote:
So I been seeing that Walmart has 3% cash back for using their credit card... My question are:
1. Are they worth having? Yes, if you shop frequently at Walmart, IMO.
2. And if so, which CRA do they pull from? TransUnion.
3. And for those of you of have them what was your score and How much was your SL? Around 646 as of June 2017, I started with a $1200 SL.
4. And Is it a soft pull for CLI? Yes
5. How long did you have card b4 first increase, how much was that increase? Approximately 5 months, $2300 CLI to $3500.
6. And what is your limit as of today? $5000 since last month.
Thanks in advance for everyone's reply.My answers in red above. I'd also add that the 3% cash back is for online purchases at Walmart.com. The Walmart Store Card is a "3/2/1" card, where you get 3% for purchases online at the store site, 2% for gas purchases at Walmart's gas stations (Murphy USA, I think) and 1% for in-store purchases. Be advised, however, that every so often Walmart runs promos where they offer 3% for in-store purchases if you use the card via the Walmart Pay app at checkout.
1. Yes, even though I am not a regular Walmart shopper, I enjoy being about to use the special 0% financing offers for large purchases. Being able to get cash back at the register is nice also, saves a trip to the ATM.
2. Transunion
3. Barely got in, TU score I believe was 635, maybe. Approved May 2017 with a 400 SL. Approved same day for the Amazon store card with 600 SL.
4. Yes, sp on cli's
5. Have only received one cli in March 2018. Asked for 5000 via luv button, they counter-offered 3500. I accepted. At time of cli my TU score was 641.
6. Still at 3500. Subsequent requests have been denied but my TU score hasn't moved much since March.
