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Walmart does upgrade to Discover!

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jason86423
Frequent Contributor

Walmart does upgrade to Discover!

Just logged into my Wal-Mart card to pay my bill..  Was greeted by a would you like to upgrade message.  Went through the screens and accepted the upgrade.  Got an increase in credit line from $1925 to $2500 at the same time.

 

So it does happen. I've had the account for 4 years. Hopefully I don't lose the age of accounts.

 

 

Message 1 of 20
19 REPLIES 19
bichonmom
Senior Contributor

Re: Walmart does upgrade to Discover!

Congrats! I'm hoping mine will eventually upgrade as well. From everything I've read here, you do lose the aging and the new CC w/have an opening date of today. The only downside. But you'll get rewards, which is great! Smiley Happy

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 2 of 20
Anonymous
Not applicable

Re: Walmart does upgrade to Discover!

Yup, looks like you're going to lose the age of the account.

 

"Once activated, your existing account will be CLOSED and any existing balance on your Walmart Credit Card account will be transferred to your new Walmart Discover Card account"

 

Maybe they'll backdate if you call and ask Smiley Happy

 

Congrats btw

Message 3 of 20
jason86423
Frequent Contributor

Re: Walmart does upgrade to Discover!

Thanks!  I was surprised to see that when I logged in. 

 

Yeah, I guess it will ding another month of my AAof A which will put me in just under 3 yrs.. time to garden

Message 4 of 20
the_jan_b
Established Contributor

Re: Walmart does upgrade to Discover!

 

That's awesome!  I never thought that kind of thing happens!  Smiley Wink

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego


Message 5 of 20
Guava
Established Contributor

Re: Walmart does upgrade to Discover!

Congrats! Thanks for affirming the myth lulz!


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


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Message 6 of 20
jason86423
Frequent Contributor

Re: Walmart does upgrade to Discover!

I was surprised to say the least..so I went and checked my Sam's club store card and no offer.  Maybe I'll see one there soon also.

 

 

I can't check EQ or EX until tomorrow but I pulled my TU and didn't see any pulls. Generally GE has pulled TU for me in the past for everything (Sams, Lowes, Amazon,JCP, Walmart,Lord and Taylor).

 

My Walmart Card has been used for some $10 - 90 day scripts (Can't beat the generic prices).. so not too shabby!

Message 7 of 20
jason86423
Frequent Contributor

Re: Walmart does upgrade to Discover!

Verified on All 3 CR's no pulls at all (including softs).  Must have been an auto review of the account activity

 

 

Message 8 of 20
Anonymous
Not applicable

Re: Walmart does upgrade to Discover!

I got a similar message last night but it wasn't an automatic upgrade.   Somehow I minimized the window and lost the message.  How do I find if I can still get this upgrade?  Also, I already have a Discover More card.  Would this interfere with that one?
 

 

Message 9 of 20
-Cain-
Valued Contributor

Re: Walmart does upgrade to Discover!

It shouldn't interfere with your More card at all. The Walmart Discover only runs thru the network, it is not issued by Discover.
Message 10 of 20
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