Do you know what your scores were when you applied for the card? I have absolutely no clue what current score from Experian. I know I have a 30 day late from 2004 on that report (my only baddie). My UTIL is about 8% but I have a high UTIL on one card that has the 0% rate. I'm just trying to get an idea of what my EXP score is roughly.
BTW, I guess I feel better about the $2000CL. It looks like a good card, especially since I dine out a lot.
I don't know, but I guess it was somewhere in the 730 range, maybe somewhat higher. I don't think these credit limits are purely score based. I could think of three factors that determine the limit:
1. It was only my second credit card.
2. My income isn't exactly high.
3. I didn't really have any Costco buying history.
That's all I have.
Private or business card? And are you self-employed?
I just ask because Amex seems not to like small business owners anymore.