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Wayfair (Comenity)--What's The Highest CL You Can Have?

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Anonymous
Not applicable

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

I called and did what you suggested...$1,000 increase, no hard pull.  It's not much, but it's a start!  Thank-you!

Message 21 of 34
Anonymous
Not applicable

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

Great! Did you try it a second time? You can keep requesting until they give you the 7-10 day message.

Message 22 of 34
Anonymous
Not applicable

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

I only did it once, I didn’t know you could keep trying?! I’ll give it a shot 😊
Message 23 of 34
Jnbmom
Credit Mentor

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

I forgot about this. Just hit the CLI up to 8500 nowSmiley Happy Sweet

EXP 780 EQ 791TU 795
Message 24 of 34
Anonymous
Not applicable

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

 wrote:

Great! Did you try it a second time? You can keep requesting until they give you the 7-10 day message.


I just tried it again & got the 7-10 day letter. When is the soonest I can try again?

Message 25 of 34
SarahJo
Established Contributor

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

For data, could you all please let us know if the recent CLI's resulted in a HP since they've removed the check-box to "approve" a HP and now it seems automated?


Present Day...Equifax: ???, TransUnion: 777, Experian: 781
Sept. 2016...Equifax: 652, TransUnion: 608, Experian: 597
Message 26 of 34
Anonymous
Not applicable

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

SarahJo, mine was not a hard pull, at least not that I’ve seen yet and hopefully it stays that way. I have received the email from them advising the CLI and have not tried the second time...I think I’m too nervous that it would result in a hard pull of you try multiple times and I don’t want to do that quite yet.
Message 27 of 34
SarahJo
Established Contributor

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

Exactly, it has me nervous too, keep us posted! 


Present Day...Equifax: ???, TransUnion: 777, Experian: 781
Sept. 2016...Equifax: 652, TransUnion: 608, Experian: 597
Message 28 of 34
Anonymous
Not applicable

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

I requested online.  Tried to increase to get utilization down.

Message 29 of 34
Boonie
Frequent Contributor

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

I am now at $28,200.00. 

04/10/17 - FICO 8s - EX 769, EQ 710, TU 724
Message 30 of 34
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