Showing results for 
Search instead for 
Did you mean: 

Welcome to Prime Land!

New Contributor

Re: Welcome to Prime Land!

It just keeps getting better and better. Today while at work I was doing some shopping on Old and decided to app for the store card. I was expecting a regular store card because I have store cards with Amazon, Smart connect, and Walmart....Well I got approved for the Old Navy Visa Card with a $1250 limit!! Freaking AWESOME!!! Now you know what time it is here I come!!!

Starting Score: 624
Current Score: 710(MYFICO 06/10/2013) Experian: 705 (Pulled from Bank of America while applying for an auto loan 5/2013)Goal Score: 800 Club

Take the FICO Fitness Challenge
Message 21 of 23
Established Contributor

Re: Welcome to Prime Land!

Congrats. It's a great start.  I remember when discover wouldn't give me a glass of water or a dirty cup to drink it out of.Smiley Embarassed

Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge

Message 22 of 23
Established Contributor

Re: Welcome to Prime Land!

Redissochi wrote:

Ok so I first want to thank this website and ALL of the members who actively contribute because of you guys I have turned my credit score around from 545 (Jan 2011) to Well over 700. I went on letter writing campaigns, PFD letters and so on and got all my baddies removed!! Currently I have a Secured card from Crap 1 and the No hassles card, Orchard, Walmart, Car Care, Care credit, Lenscrafters, QVC, JC Penneys, Amazon and PP Smart Connect. I started with the very low limits between $400-700.Now all my limits are well over $1500 and mind you all these cards have been received this year, PP Smart connect is my oldest, apped in Nov 11 started at $800 now at $1500. I apped for prime cards earlier in rebuilding and gor denied consistantly, now yesterday I got the itch again and pulled the trigger and apped for the Discover card. Instead of getting the usual 7-10 days message it had me verify info from my credit report, I was like hmmmm interesting. Then it asked me to call a financial analyst and also set up online access. I called the analyst, he asked me about AAoA and my inquries and then told me: WELL WE CAN APPROVE YOU FOR $1000 FOR THE DISCOVER MORE CARD!!!  I nearly jumped for joy before I realized I was still at work LOL. I know its not a super high limit but I am in the door! This time last year Discover would not even let me smell one of their cards, now they are letting me in the door and I am forever grateful!!! :-)

I am really happy for you!! Congrats for all the hard work you did in turning around your credit status.Wasn't easy but you did it.
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 23 of 23