@toi34 wrote:
@Ron1 wrote:
@UncleB wrote:
I have a checking account with Wells, and my understanding is that without a 'relationship' you have to apply in a branch. To apply online, you have to log on to your account and apply from there (with most information pre-filled for you).
I might be wrong as well, but I think that if you physically go to a branch that having a "prior relationship" isn't required. I'll be honest, though, their credit cards aren't that attractive, and unless you already have other Wells accounts, you can likely do better elsewhere (IMHO).
(A quick call to any branch or their main CSR number will answer your question definitively)
You don't need to have a checking or saving. You need a WF store card to start the relationship.
Ron.
Ron is on to something here. I have a Dillard's card initally issued by Synchrony/GE, then Wells Fargo acquired it a few months ago. Last week I was on the phone setting-up a new Wells Fargo checking account and during verification the woman started asking me questions about "last transactions' and "last payment amounts" on my Dillard's card! I was shocked...I had no idea an 800-XXX CSR would have access to information pertaining to my store card??!!
I am not surprise a bit. Dillards Amex shared your account history with the rest of WF bank according to the agreement.
Ron.
@toi34 wrote:
@Ron1 wrote:
@UncleB wrote:
I have a checking account with Wells, and my understanding is that without a 'relationship' you have to apply in a branch. To apply online, you have to log on to your account and apply from there (with most information pre-filled for you).
I might be wrong as well, but I think that if you physically go to a branch that having a "prior relationship" isn't required. I'll be honest, though, their credit cards aren't that attractive, and unless you already have other Wells accounts, you can likely do better elsewhere (IMHO).
(A quick call to any branch or their main CSR number will answer your question definitively)
You don't need to have a checking or saving. You need a WF store card to start the relationship.
Ron.
Ron is on to something here. I have a Dillard's card initally issued by Synchrony/GE, then Wells Fargo acquired it a few months ago. Last week I was on the phone setting-up a new Wells Fargo checking account and during verification the woman started asking me questions about "last transactions' and "last payment amounts" on my Dillard's card! I was shocked...I had no idea an 800-XXX CSR would have access to information pertaining to my store card??!!
