Wells Fargo Propel vs Uber?

[Anonymous]

I'm looking to app for either the Propel or Uber since they seem to be the best no AF cards for day-to-day usagebut can't seem to decide.

Propel offers 3x for gas, travel, and dining but Uber offers 4x on dining, 3x on travel, and 2% for online purchases. 

I'll probably eventually get both but is there something I'm missing when it comes to getting one over the other right now?

[Anonymous]

They also both have phone insurance.

The signup bonuses are different; 30,000 points for WF propel and Uber is $100. Also the propel is metal, if that's a game changer. 

[UpperNwGuy]

Does Wells Fargo still require that you be a banking customer to get their credit cards?

[Anonymous]

I got the Uber card for the 4% dining and 2% online. I don't travel, so the 3% spend is lost on me atm. As mentioned, it comes with $600 in phone insurance if you pay your bill with it. There's also a $50 subscription credit if you reach $5000 spend through the year. Subscriptions are limited to a few big streaming services and Amazon prime, so I've set Prime.

The Propel card comes with extended warranty product coverage, so that might interest you

[EvilR-T]

I didn’t have any relationship with Wells and they gave me a generous line. It just took a few days to verify my identity.

[Coolermaster007]

The Propel is a better card richer rewards & benefits.

[UpperNwGuy]

Which of the two cards posts the points faster?  Does either card have a minimum redemption amount?  Do redemptions take the form of statement credits, or can you have the cash deposited in a bank account?

[Anonymous]

Uber card is a visa, accepted at more places. 4% restaurant is the best for a no af card

[Anonymous]

The Uber card's minimum redemption is $25 for statement credit/bank account transfer unless you redeem it for Ubers. Then it's $5. Not sure about the WF

[Anonymous]

Uber card is a visa, accepted at more places. 4% restaurant is the best for a no af card