@Anonymous wrote:I just wanted to provide an update for everyone...
After calling in multiple times to see why my card wasn't upgrading (and even sending a letter to the top of the food chain!!), I gave up calling and just starting using the card for EVERYTHING, and paying it off. $5 for lunch? Used the card and paid it as soon as it posted. Mailed a package to a friend? Used the card an paid it immediately. I used it so much I hit my monthly online payment limit.
Finally in October, I received a letter stating they were upgrading my card after 34 months. Yahoo! It graduated earlier this month, I received my deposit check back, and today I logged in to find that my credit limit doubled to $600. Not amazing, but still progress. FICO scores are now 666, 668 and 685. I would like to open another card but I can't decide which one to get.
Thanks everyone for your support!
Yay congrats!! Mine took almost 2 years to graduate. Mostly because I kept such a high balance on it the entire time. I wasn't too savvy with credit before this forum, and once I learned I shouldn't be doing that, I paid it off. Called them to close it and get my deposit back and they said my card was going to graduate the next month, so I kept it.
Anyways, you can PC your current card to a different one. I was going to PC the card to the Cash Wise, but they said my current account would be closed immediately, and a new account would be opened for the Cash Wise. My AAoA just hit 2 years and I didn’t want to lower that. I went on a crazy app spree in September and October and opened a bunch of accounts I didn’t need (something I now regret), so I didn’t want to open any new accounts any time soon. They said that was the only card I could PC to, but YMMV. I actually wanted the AMEX card they have, so I’ll just have to wait a while before I can get it. I don’t mind waiting, though!
Thank you!
Yes, I agree that using it a lot does help overall. Just make sure you keep paying it 