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Wells Fargo VISA Platinum Prequalified????

Rebuild2019
Established Contributor

Wells Fargo VISA Platinum Prequalified????

Tonight I log into my Wells Fargo account And In the product / offers area there is an offer for a Wells Fargo Platinum Card. It says 0.00% introductory APR for the first 18 months. After 18 months APR is 21.49% to 26.99%.
I have been with Wells Fargo since 2005 and I do check my FICO score through them I think they use EX 9. Mine right now is showing 638. I also researched online and some say they have been approved in this range. Do you think this is a solid prequalified offer? First time I have had it show up in my account. Years ago I was receiving offers through the mail.

CARDS: Discover It | QuickSilver One | Kohl’s | BB&T Spectrum Cash Rewards | BB&T Bright | NFCU CashRewards | NFCU More Rewards | AMEX BCE | Verizon Visa | Wells Fargo Platinum | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
2 REPLIES 2
CreditInspired
Super Contributor

Re: Wells Fargo VISA Platinum Prequalified????

Prequalified and preapproved are different. Does it say either one or is it just an “Offer Selected for You”?


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 2 of 3
Rebuild2019
Established Contributor

Re: Wells Fargo VISA Platinum Prequalified????

Hello,
No it does not say either one. It’s just in the area where my offers pop up. When I log in on mobile it appears between my checking and savings account.

CARDS: Discover It | QuickSilver One | Kohl’s | BB&T Spectrum Cash Rewards | BB&T Bright | NFCU CashRewards | NFCU More Rewards | AMEX BCE | Verizon Visa | Wells Fargo Platinum | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.