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Hi, wells fargo closed my cc today for inactivity. Fortunately, I didnt owe anything on the card...Will this hurt my credit? Should I be worried?
No you should not be worried. You have a nice mix of cards in your profile. The timeline will remain on your reports for ten years.
@Pway wrote:No you should not be worried. You have a nice mix of cards in your profile. The timeline will remain on your reports for ten years.
I was pretty bummed. It was my first card, my first bank, and not to mention both my car loans are with them. But as long as it doesnt hurt me im good
I think when it closes, you lose the contribution it makes to your UTI.
As long as you wont have problems covering the lost UTI, should be fine.
The AAoA will not be effected for a good while, positive accounts stay on your CRs for 10 years..
Just out of curiosity, how long has it been since you made a purchase on that card?
I can understand your frustration. You should maybe charge something small in the future to avoid that happening again.
@Anonymous wrote:Just out of curiosity, how long has it been since you made a purchase on that card?
Since January.
@-Cal- wrote:
How long was your account inactive?
About 10 months