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Wells Fargo secured

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Shaw83
Regular Contributor

Re: Wells Fargo secured

I want a card that'll graduate to a good card, so sounds like Citi might be the direction.
 








current scores








Gardening since 2/12/21
Cap1 Qs $500
Citi secured-$300
Gettington-$800
Nfcu cash rewards $7000
NFCU nreward sec-$300
ch7 discharge 2013
Message 11 of 15
Shaw83
Regular Contributor

Re: Wells Fargo secured

Can anyone tell me which bureau boa and Citi pull?
 








current scores








Gardening since 2/12/21
Cap1 Qs $500
Citi secured-$300
Gettington-$800
Nfcu cash rewards $7000
NFCU nreward sec-$300
ch7 discharge 2013
Message 12 of 15
KJinNC
Valued Contributor

Re: Wells Fargo secured

Citi pulled Equifax for me.



FICO Resilience Index: 64. Cards: 5/24, 2/12, 2/6. Accounts including loans: 8/24, 4/12, 3/6. Card CLs total $213,900, or $240,400 including the AU card. Cards (oldest to newest)

Authorized user / Corporate / Auto loans / Personal loan
Message 13 of 15
Shaw83
Regular Contributor

Re: Wells Fargo secured

I just found out lol. I applied for the secured card and got approved, I tried my luck and went for the cash card it was a no go lol. "Beggers can't be choosers"
 








current scores








Gardening since 2/12/21
Cap1 Qs $500
Citi secured-$300
Gettington-$800
Nfcu cash rewards $7000
NFCU nreward sec-$300
ch7 discharge 2013
Message 14 of 15
Anonymous
Not applicable

Re: Wells Fargo secured


@Shaw83 wrote:
I just found out lol. I applied for the secured card and got approved, I tried my luck and went for the cash card it was a no go lol. "Beggers can't be choosers"

You gave it the old "MyFico'er" try so hold the faith! Many of us know about getting denied and it is discouraging but, it does get better as we rebuilt. Congrats on getting the secured card. You may know this but, some folks get denied for the secured card so you are already moving into the better credit. Smiley Wink

Message 15 of 15
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