Wells Fargo softing EX!!!

[corymcd88]

Is that a good thing? I was told that Apr and Oct is when they account review accounts. Nothing yet.

[Revelate]

Lenders do this all the time.  It's nothing to be concerned about unless you've been naughty rather than nice.

[pizzadude]

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@Revelate wrote:

Lenders do this all the time.  It's nothing to be concerned about unless you've been naughty rather than nice.

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+1.   I get softed every month by AMEX on both TU and EX.   Some creditors will do it more often than others but it's really not a cause for concern.

[pakman92]

Discover softs me nearly every month.

[cleanitup]

Dumb question, where do you go to see who is softening you.   FICO reports dont show it.   

[pakman92]

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@cleanitup wrote:

Dumb question, where do you go to see who is softening you.   FICO reports dont show it.   

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Credit reports sold through credit monitoring sites general don't show softs.  If you pull CR directly from bureaus, you'll see them.