@Anonymous wrote:I can't really help that I don't get excited for 2% cards when I have a 3% card that doesn't even get much spend because the majority of my spend gets me more on other cards. I don't generally go after cards just to get the SUB and SD them, I look at long term value and where they fit in my lineup. Truth be told it's not a bad 2% card but unless a lot of cards I currently have disappear, it's not much value for me. For people who don't currently have at least a 2% spend card, it's a no-brainer, but the majority of us here already have 2% or higher cards we are happy with and would just want the SUB and intro APRs before going back to our chosen cards. Seeing how many of us have US Bank and/or Chase gardening goals, I definitely wouldn't recommend putting those plans on the back burner for this card. It's not a terrible card, it's just not particularly exciting, hence "meh."
Those are important points, @Anonymous, and totally understand that viewpoint. I even feel the same way, but also felt the need to point out the Active Cash's strengths to put it in context. We have a lot of guests and lurkers who read our forums who may not understand those nuances, so they may be discouraged about a card that might actually be a good fit for them. And many of our members don't have their cards in their signature or novice credit readers may not be knowledgeable about our cards. As you said, for someone who doesn't already have a 2% or better card and wants to pursue a cash back strategy, this could be an excellent choice. Thanks for that clarification!
I think the reason this is getting such a "meh" response is because rumors about a new WF cash card leaked early and speculation fueled a bit of advance hype.
I'm thinking this likely means Cash Wise is going away. I wonder if Cash Wise customers will get autoconverted to this. That would be awesome. Also, will it come with cellphone insurance like Cash Wise did?
Anyone know (think?) If they will allow customers to PC to this card?
@FinStar wrote:
@Cashbackjunky wrote:Anyone know (think?) If they will allow customers to PC to this card?
It's fairly possible, but too early to tell since the product isn't "live" yet. A thing to consider, while they typically can PC most of their cards, keep in mind it'll report as a new account and your other WF card will be closed. So, if one wants to avoid any new accounts, the PC option may not be palatable to some.
Excuse my ignorance but does that only pertain to WF? I ask because I've PC'd plenty of Chase and capital one cards without the account closing and a new one opening.
Thanks for the insight. Cheers!
@Anonymous wrote:
It's a WF quirk.
Lame!!! I'm glad I checked here before asking for the PC when it comes out.
Thanks for the heads up