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Western Fed CU VISA

Established Contributor

Western Fed CU VISA

Heard an ad on the radio this morning for this CU that has offices in the Bay Area.  They are promoting a VISA card with a 5.99% interest rate.  I checked their website and found two versions of this card.  One with a variable rate (currently 5.99%) and a fixed rate at 8.99%.  Couldn't find much info on them online and was wondering if anyone on the forum has heard of them or currently does business with them.  Their deposit rates are pretty standard compared to other CUs so I'm not really tempted open an account...but was just curious Smiley Wink

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 1 of 4
Senior Contributor

Re: Western Fed CU VISA

Looks like an interesting CU. You can join w/a $15 donation:


Non-Profit Affiliate – Friends of Hobbs State Park Conservation With your membership in Friends of Hobbs (and a one-time $15 membership fee to this non-profit organization dedicated to preserving and protecting Arkansas' Hobbs State Park) you can open a Western account.


They have low interest on their Visa, but I don't see any rewards. They also have really low auto loan rates.


Seems like it's worth looking in to.

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 2 of 4
Valued Contributor

Re: Western Fed CU VISA

Pretty big CU in California. Don't know what their lending standards are like. But those Visa cards look like good candidates for purchases you are planning on running balances. Low interest variable visa has 3% bt. Higher interest fixed is basically fee free. No rewards on any cards.
Message 3 of 4
Moderator Emerita

Re: Western Fed CU VISA

Message 4 of 4