What CC Pulls Equifax?

myjourney · ‎06-13-2014

@visorboy1974 wrote:
@SunriseEarth wrote:
Discover pulls EQ (but they also sometimes pull TU).
Yeah...I'm one of the ones who had TU pulled. I'm in IL.

I'm originally from IL

Everyone pulls TU

Its TU country with Corp HQ in Chicago

Hardly anyone every pulled other CB's

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

IamB2 · ‎06-13-2014

@Boragard wrote:
Discover

+1

In FL Discover pulled EQ exclusively for me.

FICO® EQ 717 (3/5/15); TU08 732 (3/5/15); EX: 723 (3/5/15) - Last app 3/15/15; Inquiries: A TON!

Starting Scores: 590s on 12/2013. Hover over card image to view details! *After Amex approvals - [I was supposed to be] Gardening!*

wacdenney · ‎06-13-2014

Credit Unions in general seem to pull EQ.

GoodCredBen · ‎06-13-2014

@wacdenney wrote:
Credit Unions in general seem to pull EQ.

Agreed!

and they are usually more lenient, i have my EQ scores listed below, and i have a 5k CU CC and a 10K CU CC..... pretty epic, your chances of getting better are, well better.... and if you are military... definitely try NFCU

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.

NYSuperdoodle · ‎06-13-2014

Thanks for all the replies. I decided to stick with USAA and got approved for their World MC for $8k. I'm pumped. Wondering if it would be greedy to try for another today?

April 1 2014 EQ-555 TU-545 EX- 545
April 29 2014 EQ -714 TU-579 EX- 698
May 1 2014 EQ 721, TU 707, EX 698
All tracked with USAA credit monitoring via Expedia
FICO Score June 10 2014 EQ 719

GoodCredBen · ‎06-13-2014

if you plan on gardening for a while, then sure why not... it will only make your scores better in the long run.... if you think in the next 6mo-1yr you will be wanting another one, just do it now!

YMMV though

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.

cd2004 · ‎06-13-2014

Discover pulled EQ for me and i live in Fl..they have a great 0% int for 14mths right now

Current 3B scores May 2022: EQ: 806 TU: 798 EX: 797

j_casteel · ‎06-13-2014

IME, CU's seem to really like EQ.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

SunriseEarth · ‎06-13-2014

@wacdenney wrote:
Credit Unions in general seem to pull EQ.

I'm with Wescom CU in Southern California and they love EX. So YMMV.

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