When do you plan on buying a house?
Ideally, it's best to avoid adding new accounts for a year before mortgage shopping. That way, you gain points for your youngest account reaching a year in age. And your inquiries will become unscorable.
785, 787, and, 779.
I'm planning on buying a new truck soon and then I'm going to apply right away for 2 new cards to help build my credit back up for one year to buy a house. I currently only have one cap one card.
I want a card that will work for daily use if I want or something that makes the rewards worth having. I currently started to travel more and realize how much I enjoy it. So I was thinking the discover card and maybe a blue cash amex.
I dont ever carry balances on my cards. If I do I pay them off before they're late. Just a fyi
"build [your] credit back up"
These would seem to be inconsistent...the sting of new credit may be greater than the benefit lower utilization and an additional account.
We have no idea what accounts are on your report. There'd be a minimum number order to qualify for a mortgage. I don't know what that number is. But I'd bet on most people having plenty of accounts. It's the other stuff that gets in the way.