@Anonymous wrote:
@Credit314 wrote:Can you please enlightment me as to which credit cards companies pull Experian ONLY. Also my firend has a fraud alert on her Experian report. So based on your experience will they call her to issue her credit? Please shade any and all enlighment on this please. Thanks in Advance
typically AMEX pulls EX 99% of the time.
This is true for charge cards, but they are known for pulling others if your file is borderline.
@Credit314 wrote:She just informed me that her experian is 700 (FAKO)
Can she share with us what her EX file looks like??
-Current Accounts
-AAoA
-INQ's
-Any Baddies?
They pulled all three for me. But my history is only 6 months old. So I guess I was borderline, which makes me even happier to have NPSL.
@Credit314 wrote:Current Accounts
-AAoA: 4 yrs
-INQ's: 0
-Any Baddies?: 1 repo $17,000 which falls off 02/2013
Uli: 5%
What current credit card accounts does she have??
The repo is old but still will have a negative affect.
What card(s) is she interested in?? If your looking for strictly EX, an AMEX charge card my be the way to go.
Discover pulls EX in NM