What CRA do Chase use for credit cards

[moqueen82]

I would like to apply for the Chase Freedom unlimited but not sure what CRA they use. My Equifax is low and I have things in dispute there but my transunion and Experian is good. Transunion-668 and Experian-670 and will be going up. Anyone know?

Thanks

[K-in-Boston]

Apps with Chase are always a double pull (EX and TU) for me.

[CreditCuriosity]

Usually two of the three for most.. In my case EQ/EXP.. So just assume they will pull 2 of random CRA and if lucky only 1, but typicaly two.   Usually it is is also regional by where you live with regards to what they pull, but doesn't stop the double pull all the time

[elim]

It seems they always pull EX and grab a TU or EQ as a secondary (if borderline or an over-app'er). Always has been EX and TU for me.

[Anonymous]

They recently pulled both TU and EX for me. 

[SouthJamaica]

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@moqueen82 wrote:
I would like to apply for the Chase Freedom unlimited but not sure what CRA they use. My Equifax is low and I have things in dispute there but my transunion and Experian is good. Transunion-668 and Experian-670 and will be going up. Anyone know?

Thanks

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It's always been EX for me.

[Loquat]

Always TU and EX when I app...never have they pulled EQ.

[Anonymous]

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@moqueen82 wrote:
I would like to apply for the Chase Freedom unlimited but not sure what CRA they use. My Equifax is low and I have things in dispute there but my transunion and Experian is good. Transunion-668 and Experian-670 and will be going up. Anyone know?

Thanks

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Use a search engine for "credit pulls database" and type in Chase Freedom and you'll get hundreds of data points.  Just below where you type in the card name you're searching, you can select your state from the drop down menu to give you even more precise data points.  While there will be significantly less when you use just your state, they'll be more meaningful. 

I just did it for NY (my state) and out of 23 pulls there were:

EX: 12 (52%)

TU: 10 (44%)

EQ: 1 (4%)

Also, those 23 pulls were for 20 applicants.  This means that only 3 of the 20 applicants reported double-pulls... so perhaps double-pulls are less common in NY, less common for the Freedom card, etc. 

[Anonymous]

Chase pulled EQ and EX on me. 

[sarge12]

Chase is well known for double pulls. They did a double pull on me for a CLI request, after telling me they could not transfer some of my FU cards limits to my Chase Amazon Prime...which was wrong. They eventually did transfer some of the limit, so the double pull was unneccesary. Chase issues good cards, but their habit of doing double pulls is very frustrating. Then there is their 5/24 rule that also stinks.