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What Credit Cards should I pay off?

Valued Contributor

Re: What Credit Cards should I pay off?

Another method would be paying off Chase, then paying off high interest to low interest.


Once your lower utilization reports, app for the Chase slate card and transfer your balances.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    

     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 21 of 22
Valued Contributor

Re: What Credit Cards should I pay off?

It's tough time for you. The moment you paid Amex, Citi, and Chase (maybe), they may reduce your credit.


AMEX: I would be suprise if Amex hasn't call you already or even give you FR. They will reduce your credit if you don't PIF soon.


Citi: Depends if you are still on 0% promo, be careful they will reduce your CL.


Chase: same as citi.


I would do as follow:


PIF amex

PIF on chase


What ever you have left distribute evenly on BOA, Discover, and Citi


Dont' have to follow my advice because I maybe wrong. Smiley Surprised

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 22 of 22