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@Jordan23ww wrote:
@AverageJoesCredit wrote:Imo, score isnt as important as income, debt load, and usage.
Thank you!
you're welcome. Thing is Covid has really messed up what we know of lenders. But take heart that asking for cli is sp so no harm . If they say no, just try again in 3 months . Rinse and repeat
@AverageJoesCredit wrote:
@Jordan23ww wrote:
@AverageJoesCredit wrote:Imo, score isnt as important as income, debt load, and usage.
Thank you!
you're welcome. Thing is Covid has really messed up what we know of lenders. But take heart that asking for cli is sp so no harm . If they say no, just try again in 3 months . Rinse and repeat
Will do!😃😂
@Jordan23ww wrote:In July I applied for a credit limit increase on my Amex Blue Cash Preferred but was denied. Reason for denial: Fico Score too low. Although my actual score was 737 the score they pulled on the Amex app was a month old, 708.
Now that it's been at least 93 days (according to the date on the denial letter) I'm contemplating trying again. I just don't know what score I should aim for before trying again? I'm currently at 732 on both MyFico and on the Fico score on the Amex App. Any suggestions on a recommended score to have before going for my Amex CLI again?
Thank you everyone for all of your help! Just pulled the trigger and my CLI request was approved! I went from $10K to $20K!
@AverageJoesCredit wrote:
@Jordan23ww wrote:
@AverageJoesCredit wrote:Imo, score isnt as important as income, debt load, and usage.
Thank you!
you're welcome. Thing is Covid has really messed up what we know of lenders. But take heart that asking for cli is sp so no harm . If they say no, just try again in 3 months . Rinse and repeat
My request was approved! I asked for $20K which is 2x my starting limit! Thank you again for your help!
thats awesome! This thread will be locked now feel free to share your approval in Approvals
Congrats on your approval