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What Credit Score did you have when req 3xCLI on AMEX card

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calihlove75
Established Contributor

Re: What Credit Score did you have when req 3xCLI on AMEX card


@Duncanrr wrote:
Didn't need to. I just got approved and I was stone cold sober Smiley Wink. Full 3xCLI. Limit is now 6k.

That gives me hope Smiley Wink I have about a month to go!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 11 of 17
Fenerbahce
Valued Member

Re: What Credit Score did you have when req 3xCLI on AMEX card

Fico 740+ income over 100K denied CLI from 5 to 15-20k...what??? Recently opened account I'm guessing in my case...3 of them this week Smiley Tongue

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Message 12 of 17
AF_23
Frequent Contributor

Re: What Credit Score did you have when req 3xCLI on AMEX card


@Fenerbahce wrote:

Fico 740+ income over 100K denied CLI from 5 to 15-20k...what??? Recently opened account I'm guessing in my case...3 of them this week Smiley Tongue


wow 

Message 13 of 17
jsickz32
Valued Contributor

Re: What Credit Score did you have when req 3xCLI on AMEX card

Ex score 675 at the time i asked. and denied!

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 14 of 17
Fenerbahce
Valued Member

Re: What Credit Score did you have when req 3xCLI on AMEX card


@AF_23 wrote:

@Fenerbahce wrote:

Fico 740+ income over 100K denied CLI from 5 to 15-20k...what??? Recently opened account I'm guessing in my case...3 of them this week Smiley Tongue


wow 


Just learnd that since this was a soft pull (2 week old Experian Report as part of their regular customer credit checks) I was not approved. My score was 720 then and utilization was between 30-40% compared to 6% now...no worries!

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Message 15 of 17
EandK23
Regular Contributor

Re: What Credit Score did you have when req 3xCLI on AMEX card

Congrats! 

 

I knew you'd get it. I was approved with 724 for 3x CLI and I pulled the trigger hoping I'd be approved. I know you were waiting for the SP to update. Congrats again. 

Message 16 of 17
Duncanrr
Valued Contributor

Re: What Credit Score did you have when req 3xCLI on AMEX card

It never updated. I just decided that if I could go 2 months without SP my report was strong enough to go ahead and request it.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

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Message 17 of 17
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