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For those who have been approved for US Bank credit cards, particularly the Business Platinum, and particularly recently...is the minimum payment calculated based on 1% of the balance or a higher base percentage?
I noticed Discover is based on 2%, Citi is either based on 1% (and charges, fees, etc) or 1.5% depending on which is greater, etc. I'm just trying to see where US Bank fits in.
Also, is there any post on here with an updated list of minimum payments for each lender? Thanks.
Just FYI - any business cards questions and/or discussions should be posted in the Business Credit subforum.
As far as personal cards, there is no master thread that lists the minimum payment requirements for each lender, unfortunately.
How the minimum payment is calculated is included with the document you received Cardmember Agreement, right inside bolded grid.
You cannot receive a card without it.
Each lender also has electronic version, should be an easy search.