What Now

[Anonymous]

I'm about to hit one year with my Discover card and I'm looking too add two or three more cards if possible.

Credit File:

Discover 750 Limit - One Year History

Student Loans - Good standing

Inq

TU - 4 (2 are student loan apps)

EQ - 0

EX - 1

Scores are all around 710-720 FAKO on discovers website.

Interested in:

Chase Freedom

Citi Forward Student

Amazon

Recommendations/Odds? Also is it better to apply with 0% Utilization or 1-9%?

[Anonymous]

I wouldnt hit Chase due to the limited cr history

Amazon good to go

Citi is good to go

GECRB is your best choice since they give cli on the sky

Good luck

[Phizzle]

A small balance (1-9%) is ideal to show usage but not dependency.

IMO you would be okay for all of them; albeit, Chase Freedom may have a small initial limit. Depends on your reported income.

Also, try to app for them at the same time so the inquiries and accounts age together.

[myjourney]

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@Anonymous wrote:

I'm about to hit one year with my Discover card and I'm looking too add two or three more cards if possible.

Credit File:

Discover 750 Limit - One Year History

Student Loans - Good standing

Inq

TU - 4 (2 are student loan apps)

EQ - 0

EX - 1

Scores are all around 710-720 FAKO on discovers website.

Interested in:

Chase Freedom Likes to see one year TL which you have with Discovery however only 1 CC they may want to see more TL's 65/35% chance

Citi Forward Student Very good chance of approval 

Amazon Good chance of approval 

Recommendations/Odds? Also is it better to apply with 0% Utilization or 1-9%? 0-9% 

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[zerobacan]

1-9% 0% is a no no

[Anonymous]

Thank You

Any other cards that may be within my realm?

[Dustink]

US Bank College Visa

https://www.usbank.com/credit-cards/college.html

[LS2982]

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@Anonymous wrote:

I'm about to hit one year with my Discover card and I'm looking too add two or three more cards if possible.

Credit File:

Discover 750 Limit - One Year History

Student Loans - Good standing

Inq

TU - 4 (2 are student loan apps)

EQ - 0

EX - 1

Scores are all around 710-720 FAKO on discovers website.

Interested in:

Chase Freedom Good Chance

Citi Forward Student Good Chance

Amazon Very Good Chance

Recommendations/Odds? Also is it better to apply with 0% Utilization or 1-9%?

---

Id app in that same order too.

[Dustink]

Crap1 Journey Card

http://www.capitalone.com/credit-cards/journey-student/

[Anonymous]

Outside of discover and citi the others don't seem to offer much incentive for student cards. Thanks for reccomendations