Myjourney you been such a great help to me, my score went up 40 points, in the last couple of months.
I see you have multiple threads going and i'm trying to keep up...Lol
Jmillis report to the garden Lol
I'm there too, I have so much questions, sorry! Lol
Have you applied for new cards via shopping cart trick? I hope not
I just got approved for Walmart and JCP. I don't know what my TU FICO is yet but I'm assuming it must be in the mid 600s. CK has me in the 590's.
I got approved for walmart store card and chevron store card last may 2012 with fico scores 590 to 610.. they have their own scoring model, I think mine were 420 out of 650, but i don't really remember... had maybe 4 CA and a few CO..... helped me so much in rebuilding...
I got declined with a 628 and approved with a 659
both TU ficos from here at the time of applications.
I had like 4 baddies with the 628 and only 1 with the 659
Id say the score is irrelevant because they use their own scoring model sometimes(from the letter i received from my decline)
What was your credit limit on Walmart?
Im not sure if you were talking to me or not but mine was 400 and yes myjourney is the greatest. i suggest he stay in the garden however after his recent spree....