Long Long go and Far far away (1980) I had a Visa. First card while in the military back when they would ask your parents name on the app. Got married and let my files go dormant... Coulda used that 7 years ago.
The summer of '92 right before college I got an Associates Visa in the mail with a $500 limit. That was when they still sent you cards in the mail without applying. I had no idea what it was and my older sister found out and asked for a loan...what a mistake. The only cash advance I have or will EVER take off of a credit card.
I was so excited the first time I used it on a date with my future wife that I didn't even sign the slip at Applebee's, either. Those were the days.
Message Edited by coachhenson on 12-09-200705:59 PM
I think this card was issued by Citi. I really believe that, back then they would run your parents credit report because they would ask for names nd adresses. Even though I was emancipated by way of being active duty military, no way did I deserve a 3k limit at 17...lol!!! Especially back when money was worth something. Can't tell you how many chow hall meals I ate to pay that off. Soured me on any kind of credit for a looong time!
Texaco gas card opened in 1987; closed like idiots in 2004 (stuff gets stolen from our mail box.) This was joint.
First card in only my name: Profitt's department store card, 2000. I only shop dept stores at Christmas, so I never bothered to use it, and closed it in 2002.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
back in 1985 while shopping at Montgomery wards(a family tradition store) a lady at a table asked me to apply for credit(life was very simple back then) and i said what the heck. i got approved for 800.00 limit and what did i do next? bought a casio keyboard my girlfriend at the time chewed me out for buying(thanks to her i got educated really fast about credit).
I would like to ask my parents this question...they both used to have the original credit card wallet back in the late seventies/early eighties when I was a kid and they both looked like accordians when they pulled them out. I remember the old credit card machine that carbon copied everything.