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What are people spending each month?

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Anonymous
Not applicable

Re: What are people spending each month?

I stop using business cards when I found out that you get less protection. Last year, I put close to half million on my credit card.

Message 21 of 31
Anonymous
Not applicable

Re: What are people spending each month?

All of my cards are new and in the mail en route to me but I do have a QS1 and have been putting major spend each month and PIF. Total I would say about $2000 a month but this is going to change as my Discover is coming in and 5% off Amazon purchases and dept store will be great for Christmas shopping. I also have NFCU rewards card 1.5% on everything. But I also got in with the NFCU flagship and have to show $3000 in spend over 3 months to get my 40,000 miles. So that will likely take my biggest spend over the next 3 months.
Message 22 of 31
Anonymous
Not applicable

Re: What are people spending each month?

QS- 19.95 my fico membership (rendered irrelevant by Citi DC)

Amazon store card- gets used a few times a month if not a disc/freedom Quarter

FBNO overstock- occasional large purchases, usually 1 tank of gas a month otherwise

Disc- 2-500

SM- 2-500 depending on where I am shopping for groceries (all of my beef comes from a local farm now, cash only. But the beef is better and the price is way better than 5%back)

Freedom- random purchases and chase portal 1-200

DC all utilities and recurring bills 5-600

Lowes- wayyyyy tooooo much (closed on house 6-29) in reality prob 800

Ebates- anything I can get thru the portal unless its lowes and Im gonna use the financing option

Once I finish up a couple more projects and a bit of decorating my spend will drop way back down, I had roughly 30k budgeted for upgrading the house. But then I will have a pile of cashback to use on a nice trip somewhere warm Smiley Very Happy

 

Message 23 of 31
Anonymous
Not applicable

Re: What are people spending each month?

Around $2500 a month.
Message 24 of 31
Anonymous
Not applicable

Re: What are people spending each month?

Wow...you are really working it..nice $
Message 25 of 31
Rebuilding69
Established Contributor

Re: What are people spending each month?

I spend $400 per month at Subway. Good food!




Message 26 of 31
takeshi74
Senior Contributor

Re: What are people spending each month?


@Anonymous wrote:

I was just curious as to what people spend each month to keep their cards active?


I don't spend to keep active.  Spend on cards can vary quite a bit but averages about $6K/month.

Message 27 of 31
Anonymous
Not applicable

Re: What are people spending each month?

I use my cards based on our budget which is basically the same every month, 2k, except for b-days & holidays. All non category spend and utilities are paid using the Double Cash. We use Sallie Mae & BoA CR for grocery & gas. Every couple of months, I make a small purchase with Walmart MC. The rest I throw in the mix every now and then to keep them active. 

 

Message 28 of 31
jbsea
Established Contributor

Re: What are people spending each month?

We spend about $5000 a month on most cards.  my go to card is amex ed and dw uses discover. I use nfcu visa or venture for those who dont take amex.

Amex Gold / Amex Platinum / Amex Marriott Brilliant/ Amex BCP/ Capital One Venture (AU) / Capital One Savor One/ Discover / NFCU Cash Rewards / BOA Unlimited Cash Rewards / NFCU GO Rewards (AU) / Amex EDP / NFCU Flagship Rewards / Chase Freedom (AU) / Capital One QuickSilver / Citi Costco (AU) / Amex Delta
Message 29 of 31
Anonymous
Not applicable

Re: What are people spending each month?

Run about $2500 a month through cards. BoA Cash Rewards, Disney Premier and AARP get the majority of the swipes. A couple bills require Mastercard so I use my BoA Cash Rewards. Gas goes on this as well. AARP gets dining and everything else on Disney.

Message 30 of 31
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