No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I stop using business cards when I found out that you get less protection. Last year, I put close to half million on my credit card.
QS- 19.95 my fico membership (rendered irrelevant by Citi DC)
Amazon store card- gets used a few times a month if not a disc/freedom Quarter
FBNO overstock- occasional large purchases, usually 1 tank of gas a month otherwise
Disc- 2-500
SM- 2-500 depending on where I am shopping for groceries (all of my beef comes from a local farm now, cash only. But the beef is better and the price is way better than 5%back)
Freedom- random purchases and chase portal 1-200
DC all utilities and recurring bills 5-600
Lowes- wayyyyy tooooo much (closed on house 6-29) in reality prob 800
Ebates- anything I can get thru the portal unless its lowes and Im gonna use the financing option
Once I finish up a couple more projects and a bit of decorating my spend will drop way back down, I had roughly 30k budgeted for upgrading the house. But then I will have a pile of cashback to use on a nice trip somewhere warm
I spend $400 per month at Subway. Good food!
@Anonymous wrote:I was just curious as to what people spend each month to keep their cards active?
I don't spend to keep active. Spend on cards can vary quite a bit but averages about $6K/month.
I use my cards based on our budget which is basically the same every month, 2k, except for b-days & holidays. All non category spend and utilities are paid using the Double Cash. We use Sallie Mae & BoA CR for grocery & gas. Every couple of months, I make a small purchase with Walmart MC. The rest I throw in the mix every now and then to keep them active.
We spend about $5000 a month on most cards. my go to card is amex ed and dw uses discover. I use nfcu visa or venture for those who dont take amex.
Run about $2500 a month through cards. BoA Cash Rewards, Disney Premier and AARP get the majority of the swipes. A couple bills require Mastercard so I use my BoA Cash Rewards. Gas goes on this as well. AARP gets dining and everything else on Disney.