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What are the Approval chances for Sapphire Reserve,

New Member

What are the Approval chances for Sapphire Reserve,

 

Hi Friends

 

I would like to know, Will I be approved of Chase Sapphire Reserve, with the credit history as below:

1. Never associated with Chase.

2. Has BofA Credit Card (CL $ 75000) which was opened way back in 1992.

3. Has Barclays credit card  ( CL $ 65000) which was opened in 2006.

4. Citi Secured (1000) approved in 2018.

5. No Negatives, 100% payment.

6. FICO scores of all the bureaus are above 820+.

 

Thank you

Message 1 of 15
14 REPLIES 14
Moderator

Re: What are the Approval chances for Sapphire Reserve,


@sukumar20 wrote:

 

Hi Friends

 

I would like to know, Will I be approved of Chase Sapphire Reserve, with the credit history as below:

1. Never associated with Chase.

2. Has BofA Credit Card (CL $ 75000) which was opened way back in 1992.

3. Has Barclays credit card  ( CL $ 65000) which was opened in 2006.

4. Citi Secured (1000) approved in 2018.

5. No Negatives, 100% payment.

6. FICO scores of all the bureaus are above 820+.

 

Thank you


Hi and welcome 

 

Are you AU on those cards or are they in your name? 

 

That secured card from 2018 is throwing me off completely 

Message 2 of 15
Frequent Contributor

Re: What are the Approval chances for Sapphire Reserve,

I don't know the answer but I'm perplexed by your cards. $75K limit on one card, $65K on another, scores over 800 and you got a secured card this year? What on earth for?


Message 3 of 15
Established Contributor

Re: What are the Approval chances for Sapphire Reserve,

99.99% chance
Started 6/6/2018 EX - 588 ; EQ - 667 ; TU 575

Updated 12/2018


Message 4 of 15
Valued Contributor

Re: What are the Approval chances for Sapphire Reserve,

you can get CSR, 100% promised.

 

although yeah, why did you get that secured card in 2018?

ᑭ⍶ndeᲠi८ ѠαԼԼεէ : ᙪ൦ſΛ ८☕ Λlti-ၺ ✈☕թroթⅇl
⛪✈☕⸿ⵢᖇ ⍟Ԑժᑭ ⍟८ſ ┊Ҩⵢ ☏८ſⴑ ⛽ෲթƧ/βiz ⛽iէ | ८✙ ┊❡olδ┊ↇᏨ ☕▲B ⍟Ⲙilⅇⴑթ ⛪
⸨ꜷ ᐰmzn ᐰ√ ☏⸿i⸿┊⸿iⴑ ⚕ᙪᙪթ⍟wſ -√ ⚕ᙪᙪ८⸩ Ձ൦Ձ❶ ✢ᖇēẉαrժ✙

PⵢA: Wear a respirator (Π95, Кп95, ҞҒ94), period.
Message 5 of 15
New Member

Re: What are the Approval chances for Sapphire Reserve,

I used to have a Citi credit card and made my friend as the authorized user and irresponsibly used. So canceled the account, Cleared all the issues and again re-establishing a good relationship with Citi.

Message 6 of 15
Regular Contributor

Re: What are the Approval chances for Sapphire Reserve,

I would think Chase would be falling over themselves to open your account as long as your income is $35k+ and you have less than 5 new cards in the last two years. They don't like to give a credit limit more than 40% of your income. The CSR has a $10k minimum limit, so you're usually good with mid $30k income.

Message 7 of 15
New Member

Re: What are the Approval chances for Sapphire Reserve,

My income is above 150,k.


@quantum001 wrote:

I would think Chase would be falling over themselves to open your account as long as your income is $35k+ and you have less than 5 new cards in the last two years. They don't like to give a credit limit more than 40% of your income. The CSR has a $10k minimum limit, so you're usually good with mid $30k income.



@quantum001 wrote:

I would think Chase would be falling over themselves to open your account as long as your income is $35k+ and you have less than 5 new cards in the last two years. They don't like to give a credit limit more than 40% of your income. The CSR has a $10k minimum limit, so you're usually good with mid $30k income.


 

Message 8 of 15
Valued Contributor

Re: What are the Approval chances for Sapphire Reserve,

You can ask chase to dance for you.

ᑭ⍶ndeᲠi८ ѠαԼԼεէ : ᙪ൦ſΛ ८☕ Λlti-ၺ ✈☕թroթⅇl
⛪✈☕⸿ⵢᖇ ⍟Ԑժᑭ ⍟८ſ ┊Ҩⵢ ☏८ſⴑ ⛽ෲթƧ/βiz ⛽iէ | ८✙ ┊❡olδ┊ↇᏨ ☕▲B ⍟Ⲙilⅇⴑթ ⛪
⸨ꜷ ᐰmzn ᐰ√ ☏⸿i⸿┊⸿iⴑ ⚕ᙪᙪթ⍟wſ -√ ⚕ᙪᙪ८⸩ Ձ൦Ձ❶ ✢ᖇēẉαrժ✙

PⵢA: Wear a respirator (Π95, Кп95, ҞҒ94), period.
Message 9 of 15
Moderator

Re: What are the Approval chances for Sapphire Reserve,

Absolutely, if those cards are yours (and nothing is left out that has been opened in the past 2 years) and not authorized user cards, the Chase world is your oyster.

Message 10 of 15
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