What are the chances of being approved for a AMEX BLUE?

[TheCreditKid]

Lately I went on a crazy application spree for credit. Within a two month span I was approved for every single credit card ( Best Buy, Amex Zync, Citi Diamond Rewards, BofA Amex Rewards). My current TU score is 704 with 4 hard inquiries that accumulated within that two month span. My average credit age went from 2.2 year to now 1 year because of the recent applications. Now with multiple inquiries and insufficient income (Because I’m a 20 year old college student), what are the chances of being approved for the AMEX BLUE Cash? Would it be more practical if I waited 6 months then apply? I want to apply all at once because I wouldn’t want my Average Age to be lowered later on when I do apply for more credit. It’s basically get it done and over with for now. Also, I’m applying like crazy because I want the mixture of credit on my report with my Installation loan so once I do graduate within a year I can hopefully purchase home.

[ferrari]

You have an AMEX already so your AAOA will not be lowered because the new AMEX will  be backtdated to the date of your ZYNC card. You should wait 6 months to 1 year IMO

[CrdtLrnr]

Agree.  Get some history with the AMEX card you have.  AMEX looks at how you've used and paid their card as part of their magic risk assessment for a new card.

[TheCreditKid]

I guess waiting a year won't kill me so that I can have a higher % of approval. Thanks btw.

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@CrdtLrnr wrote:

Agree.  Get some history with the AMEX card you have.  AMEX looks at how you've used and paid their card as part of their magic risk assessment for a new card.

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