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What are the most inquiries you can have and still get approved?

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Anonymous
Not applicable

What are the most inquiries you can have and still get approved?

I already have a good idea about this question, but thought that I would throw it out there to see what everyone else's experience has been?
Message 1 of 32
31 REPLIES 31
bobbay
Established Contributor

Re: What are the most inquiries you can have and still get approved?


@Anonymous wrote:
I already have a good idea about this question, but thought that I would throw it out there to see what everyone else's experience has been?

Then you already know it depends on your file now.

# of accounts

Variety of existing credit and history

AAoA

Baddies


Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pull
Last app 03/12/17


Message 2 of 32
Anonymous
Not applicable

Re: What are the most inquiries you can have and still get approved?

It also depends on the credit card company and/or the specific product you're applying for. Some are hyper-sensitive to inquiries, others not so much. 

Message 3 of 32
Anonymous
Not applicable

Re: What are the most inquiries you can have and still get approved?

30+ on each report

Message 4 of 32
Anonymous
Not applicable

Re: What are the most inquiries you can have and still get approved?

56 on TU, 86 on EQ and 100+ on EX.
Message 5 of 32
souskei
Member

Re: What are the most inquiries you can have and still get approved?

Around 20 on each
NFCU CR Visa Sig 17k | Sallie Mae WMC 8k | Cap1 QS 7k |
Discover IT 3k | Chase Freedom 2k
BofA 321 2k | Citi TYP 2k | Citi DCB 1k | Apple Rewards 2k

Whats up with all these low limits??!?!?!!?!?!?
Scores ~700
Message 6 of 32
pizza1
Community Leader
Super Contributor

Re: What are the most inquiries you can have and still get approved?

well apparently for store cards...EQ 80+, EX 60+, TU 60+...

Do as I say, not as I do though LOL..Im much better at giving proper advice, but not taking it myself, LOLSmiley Wink

Also, depends on the person and their overall credit profile..
Message 7 of 32
SecretAzure
Valued Contributor

Re: What are the most inquiries you can have and still get approved?

Awaiting CreditAddict's response.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 8 of 32
icyhot
Valued Contributor

Re: What are the most inquiries you can have and still get approved?

I got approved for the CSP with like 27. Prolly 30. YMMV
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 9 of 32
lukepwnsall
Regular Contributor

Re: What are the most inquiries you can have and still get approved?

I got approved for a UMPE from chase with 43TU(with a chass marriott following week requriing a closure of a 1k saphh card but getting 4k more credit to get to a 5k approval) and monday 33 on EX for a platnium card

TU 786 (10/23) EQ 794 (10/23) EX 773 (10/23)
Message 10 of 32
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