What are your 2020 Goal Cards?

[Anonymous]

My goal cards as of this moment are CSP and Amex Gold. I’m also thinking of possibly PC’ing from BCE to BCP. I’d like to reach my garden goal first (08.23.2020), and then apply for one of these options should they remain the same at that time.

What are your goal cards?

[TSlop]

I just PC'd my Sapphire back to a CSP yesterday, so goal one is complete.

As for my next goals, I want 2 cards this year; the CFU and Marriott Bonvoy Boundless. I'm 4/24 in August, so it will be a long wait (to me) to apply for the first card. I think I'll apply for the Marriott first since I can start the year timer for the free night sooner. I'm hoping some prequals will pop in over the year so I can feel more comfortable applying ahead of 4/24 or after August when I obtain one of them. The Marriott kept popping up as a prequal until Decemberish while I was 6/24, but at the time I was more interested in the Hyatt card.

[Anonymous]

Good luck!

[wasCB14]

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@Anonymous wrote:
My goal cards as of this moment are CSP and Amex Gold. I’m also thinking of possibly PC’ing from BCE to BCP. I’d like to reach my garden goal first (08.23.2020), and then apply for one of these options should they remain the same at that time.

What are your goal cards?

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Amex sends out a lot of targeted upgrade offers...often $250 with the AF due. I'm in one such promotion now and may downgrade back to BCE in late 2020.

[coreysw12]

Hoping to PC my CSP into a CSR this year - my CSP turns 1 year old in May.

Also hoping for a Freedom, to compelte the trifecta!

But honestly, I don't know if either of those will happen... Part of me says I shouldn't kick the Chase hornet's nest, I'm walking on thin ice with them as it is. Sub-700 scores, utilization is a little high, and I settled a C/O with chase only a year ago. So I am probably best off not asking any favors from Chase any time soon, lest they review my credit and decide that I should not only be declined new credit, but have my old credit yanked as well.

[Ficoproblems247]

Savor
Freedom
BCP
And I highly doubt it I’ll make it all the way through 2020 without accepting an Apple Card offer. 😂

[recoveringfrombk7]

Ollo Optimum, but it's like a Dec 31, 2020 goal haha.

[Anonymous]

It would still be 2020, even if it is the last day of the year! 😆

[recoveringfrombk7]

Mostly I need to get a new car before I exit the garden.  I'm planning to cancel my current Ollo card in October and hope that I still remain attractive (~700ish) due to BK-suppressed scores.  They don't seem to be offering the card to folks who would PIF.

[Anonymous]

I hope everything works out in your favor. Good luck!