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What are y'all's favorite geofenced credit cards, or credit cards that are otherwise restricted to some category? It doesn't be something you have. (I'd like to hear about the ones you wish you had!)
I'm thinking within the US. Probably a lot of cards are restricted to people in the US, or people outside.
PCM , 5% on all spend up to 1k a month.
Addition Financial, some really unique rotating categories at 5% with a 3% travel, 2% gas...no balance transfer fee or ftf
Affinity pre coming nerf
Safe CU has some unique rotators
Thanks PoggersSlayer! Am I right that you can't even get PCM if you move? It's based on employer? Do you know any workarounds?
@PoggersSlayer wrote:PCM , 5% on all spend up to 1k a month.
Addition Financial, some really unique rotating categories at 5% with a 3% travel, 2% gas...no balance transfer fee or ftf
Affinity pre coming nerf
Safe CU has some unique rotators
Affinity FCU isn't geofenced - a $5 donation to the NJCFE makes you eligible for membership.
Thanks! I saw somebody say that the Affinity card also has 5% on rotating categories, but I can't find that documented anywhere.
Is that true? Am I thinking of a different card? Is there more than one affinity? Any insight or sources appreciated. Thanks!
AODFCU. That PCM card looks great too.
@TyrannicalDuncery wrote:Thanks! I saw somebody say that the Affinity card also has 5% on rotating categories, but I can't find that documented anywhere.
Is that true? Am I thinking of a different card? Is there more than one affinity? Any insight or sources appreciated. Thanks!
They do have a few cards, yes, but you are thinking of the Cash Rewards card. Yes, they do have 5% rotating which applies to several (all?) of their cards. It's not highly advertised. https://ficoforums.myfico.com/t5/Credit-Cards/Affinity-FCU-Hi5-Q2-2022-categories-GAS-Gardening-Supe...
Mid-Florida when it was 2.5% with a $100 bonus.
https://www.midflorida.com/blog/insights/july-2020/visa-signature-credit-cards-new-and-improved/
@PoggersSlayer wrote:PCM , 5% on all spend up to 1k a month.
Addition Financial, some really unique rotating categories at 5% with a 3% travel, 2% gas...no balance transfer fee or ftf
Affinity pre coming nerf
Safe CU has some unique rotators
I did not know about Additional Financial. I can't find their list of quarterly categories.
https://www.additionfi.com/personal-credit-cards/premier-rewards
What is PCM please?